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Cascade: No. 80, Spring/Summer 2012

Meet Our New Staff Members

Theresa Y. Singleton has joined the Philadelphia Fed as vice president and community affairs officer of the Community Development Studies and Education (CDS&E) Department. She is one of four new CDS&E staff members.

Singleton had been director of research and information for the past nine years at the Housing Assistance Council (HAC), a community development financial institution that provides loans, technical assistance, and research to nonprofits around the country that work to improve housing conditions for the rural poor.1

In that position, Singleton was responsible for the council’s research and information activities, including overseeing the communications and public relations functions and developing and managing the annual research agenda. She also directed and contributed to research and information products that examined demographic trends, assessed policy impacts, and developed recommendations for rural communities.

Singleton joined HAC in 1999 and also held positions there as senior research associate and research associate. Singleton headed a research study, Continua of Care Best Practices: Comprehensive Homeless Planning in Rural America,2 that led to a Rural Homelessness Capacity Building initiative. The initiative was developed by HAC and the National Alliance to End Homelessness to improve the capacity of rural nonprofits to serve homeless populations.

In addition, Singleton served as a research associate at the Association for the Study and Development of Community. She also taught undergraduate courses on the American political system at Temple University and Widener University. She received bachelor’s, master’s, and Ph.D. degrees in political science from Temple University.

Singleton grew up in Hamilton Township, New Jersey, a Trenton suburb that she remembers as an economically and ethnically diverse family-oriented community and “a great place to grow up.” She lived several blocks from Trenton and remembers being aware of the city’s disparities and needs.

Singleton is interested in the implementation of federal and state housing and community development programs in low- and moderate-income (LMI) communities. She is also interested in strategies that help community development nonprofits to increase their capacity and to be “conduits of change.” Her other interests include asset-building, workforce and small business development, and the needs of the unbanked. She strives to be an “effective connector” between the Philadelphia Fed and LMI communities.

New staff members in the Philadelphia Fed's Community Development Studies and Education Department are Theresa Y. Singleton, vice president and community affairs officer; Thomas Hylands, community development research analyst; Daniel Hochberg, community development senior research assistant; and Keith Wardrip, community development research specialist.New staff members in the Philadelphia Fed’s Community Development Studies and Education Department are Theresa Y. Singleton, vice president and community affairs officer; Thomas Hylands, community development research analyst; Daniel Hochberg, community development senior research assistant; and Keith Wardrip, community development research specialist.

The other three new CDS&E staff members have expertise in quantitative analysis and are investigating housing and community economic development issues concerning LMI individuals and communities.

Keith Wardrip joined CDS&E as a community development research specialist. He has been analyzing credit usage and debt levels in LMI communities. He recently edited a report on 13 small formerly industrial cities in the Third Federal Reserve District written by Alan Mallach, a visiting scholar.3 Wardrip is also developing a “dashboard” that is expected to go online later this year. The dashboard will eventually include credit data, Home Mortgage Disclosure Act (HMDA) data, and home mortgage delinquency rates. He will also be updating CDS&E’s study on Affordability and Availability of Rental Housing in Pennsylvania.4

Wardrip previously analyzed large public data sets to identify LMI affordable housing challenges for the National Low Income Housing Coalition and the Center for Housing Policy (CHP). He provided data for CHP’s 2012 housing landscape5 and analyzed housing and transportation costs and the affordable housing needs of older adults. Wardrip grew up in Louisville, KY, and received a bachelor’s degree in geography from the University of Kentucky and a master’s degree in geography with an emphasis on urban studies from the University of Colorado.

Daniel Hochberg, community development senior research assistant, analyzes data for CDS&E’s longitudinal study on the effectiveness of homeownership counseling. He also manages CDS&E’s quarterly Community Outlook Survey (COS) of organizations serving LMI individuals.6 Most Reserve Banks are conducting a survey similar to the Philadelphia Fed’s COS or are planning to start one.

Hochberg grew up in McLean, VA, and received a bachelor’s degree in economics from Haverford College. He was a pitcher on the Haverford varsity baseball team, which in 2011 set a school record for most wins in a season (32).

Thomas Hylands, community development research analyst, examines home mortgage lending trends in LMI communities. He is currently using HMDA data to identify mortgage lending patterns in LMI communities. Hylands is also exploring ways to enhance community profiles and will be providing assistance on the homeownership study.

Hylands, who grew up in Harrogate, 200 miles north of London, England, received a bachelor’s degree in economics and political science from the University of North Carolina. He conducted economic modeling and literature reviews on obesity for RTI International in Research Triangle Park, NC. He received a Fulbright research scholarship to study the links between social policy and obesity as part of a master’s degree in political science at VU University Amsterdam in the Netherlands.

— Keith L. Rolland