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Community Profile: Philadelphia, PA Metropolitan Division (MD)

Introduction

The Philadelphia, PA MD consists of the five Pennsylvania counties of Bucks, Chester, Delaware, Montgomery, and Philadelphia and includes the principal city of Philadelphia. The city and county of Philadelphia constitute the same area. The MD is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan statistical area (MSA), as well as the Philadelphia-Camden-Vineland, PA-NJ-DE-MD combined statistical area.

The MD is located in southeastern Pennsylvania. The city of Philadelphia lies between the Schuylkill River (to the west) and the Delaware River (to the east). Bucks County, which shares most of its western border with Montgomery County, borders the city of Philadelphia to the northeast. Montgomery County borders the city of Philadelphia to the west, while Delaware County borders it to the southwest. Chester County lies largely between Montgomery and Delaware counties and comprises the Philadelphia, PA MD’s westernmost portion, but does not border the city.

Maps

The maps provided below illustrate the location of the Philadelphia MD and city of Philadelphia. In addition, there are maps that indicate income levels by census tract and areas of concentrated poverty.

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Federal Reserve Bank of Philadelphia
Community Development Studies and Education Department
Ten Independence Mall
Philadelphia, PA 19106-1574

(215) 574-6458 – phone
(215) 574-2512 – fax
info.communitydevelopment
@phil.frb.org

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Community Profile: Philadelphia, PA Metropolitan Division (MD)

Historical Information*

Philadelphia was settled in 1682 along the Delaware River by the Quaker William Penn, who had received a land grant from King Charles II. The eventual approval and official adoption of the Declaration of Independence by the Second Continental Congress in Philadelphia on July 4, 1776, established the city of Philadelphia as the birthplace of the nation. The city’s many museums and historic sites – including Independence Hall, where the Declaration of Independence was adopted and where the Constitution of the United States was debated, drafted, and signed – commemorates and interprets many of the people, places, and events associated with American independence and Philadelphia’s unique role therein.

During the 19th century, Philadelphia grew into one of the nation’s leading industrial and cosmopolitan centers. In addition to its diverse collection of industries – which included beer, brooms, candies, cigars, cigarettes, ice cream, pharmaceuticals, shipbuilding and railroad manufacturing – the city’s educational and cultural institutions (including the University of Pennsylvania, which was granted the authority to confer college degrees in 1755, and the Philadelphia Museum of Art, founded in 1877) allowed it to become a world leader in scientific and medical research and the arts.

Similar to many other major industrial centers, Philadelphia saw its economic prosperity significantly undermined during the latter half of the 20th century, largely as a result of the decline of its traditional manufacturing base and a general flight to its burgeoning suburbs. Today, while the Philadelphia, PA MD’s economy remains fairly broad-based, educational and health services, which account for over 20 percent of total employment, are key sources of jobs and incomes. Tourism also plays an important role in the MD’s economy.

In 2007, the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan statistical area (MSA), of which the Philadelphia, PA MD is part, was the fifth most populous metropolitan statistical area in the county.

Historical data for the Philadelphia, PA MD can be found at the following websites:

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Federal Reserve Bank of Philadelphia
Community Development Studies and Education Department
Ten Independence Mall
Philadelphia, PA 19106-1574

(215) 574-6458 – phone
(215) 574-2512 – fax
info.communitydevelopment
@phil.frb.org

View All Contacts

Community Profile: Philadelphia, PA Metropolitan Division (MD)

Demographics and Economic Data

Included in this section is a brief summary of demographic and economic data. Detailed data can be accessed through the following websites:

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Contact Us

Federal Reserve Bank of Philadelphia
Community Development Studies and Education Department
Ten Independence Mall
Philadelphia, PA 19106-1574

(215) 574-6458 – phone
(215) 574-2512 – fax
info.communitydevelopment
@phil.frb.org

View All Contacts

Community Profile: Philadelphia, PA Metropolitan Division (MD)

Demographics and Economic Data

Tables

Figures

Return to the Demographics page for the Philadelphia, PA MD.

Table 1: Racial Composition of the State of Pennsylvania, Philadelphia MD, and City of Philadelphia
 
State of Pennsylvania
Philadelphia MD
City of Philadelphia
Total Population
12,281,054
3,849,647
1,517,550
White alone
85.4%
70.5%
45.1%
Black or African American alone
9.9%
21.6%
43.0%
American Indian and Alaska Native alone
0.1%
0.2%
0.3%
Asian alone
1.8%
3.5%
4.3%
Native Hawaiian and Other Pacific Islander alone
0.0%
0.0%
0.1%
Some other race alone
1.5%
2.5%
4.7%
Two or more races
1.3%
1.7%
2.5%
Total Percentage
100.0%
100.0%
100.0%
Percent Hispanic or Latino in Origin of Total Population
3.2%
4.7%
8.5%

Source: U.S. Census Bureau, “2000 Census – Summary File 3,” http://factfinder.census.gov/home/saff/main.html?_lang=en External Link

Table 2: Distribution of Households by Income of Census Tract Within the Philadelphia, PA MD
 
Total Households
Low-Income Households
(<50%)
Moderate-Income Households
(50-79%)
Middle-Income Households
(80-119%)
Upper-Income Households
(≥120%)
Tract Income
#
%
#
%
#
%
#
%
#
%
Low Income
163,213
11.2
91,263
25.1
29,746
13.1
21,690
8.5
20,514
3.3
Moderate Income
311,069
21.3
115,930
31.8
62,835
27.7
58,830
23.1
73,474
12.0
Middle Income
485,583
33.3
101,304
27.8
82,136
36.2
100,577
39.5
201,566
32.8
Upper Income
499,824
34.2
55,906
15.3
52,003
23.0
73,513
28.9
318,402
51.9
Unknown Income
19
0.0
0
0.0
0
0.0
9
0.0
10
0.0
Total
1,459,708
100.0
364,403
100.0
226,720
100.0
254,619
100.0
613,966
100.0
Percentage of Households in Tracts of Any Income
25.0%
15.5%
17.4%
42.1%

Source: Federal Financial Institutions Examination Council (FFIEC), http://www.ffiec.govExternal Link

Figure 1: Racial Composition of the Philadelphia, PA MD

Racial Composition of the Philadelphia MSA

Source: U.S. Census Bureau, “2000 Census – Summary File 3,” http://factfinder.census.gov/home/saff/main.html?_lang=en External Link

Figure 2: Hispanic or Latino by Race

Vacant Housing

Source: U.S. Census Bureau, “2000 Census – Summary File 3,” http://factfinder.census.gov/home/saff/main.html?_lang=en External Link

Figure 3: Vacant Housing

Vacant Housing

Source: U.S. Census Bureau, “2000 Census – Summary File 3,” http://factfinder.census.gov/home/saff/main.html?_lang=en External Link

Figure 4: Highest Education Level by Percent of Population

Highest Education Level by Percent of Population

Source: U.S. Census Bureau, “2000 Census – Summary File 3,” http://factfinder.census.gov/home/saff/main.html?_lang=en External Link

Community Profile: Philadelphia, PA Metropolitan Division (MD)

Financial Institutions and Market Share Data

The Community Reinvestment Act (CRA), enacted by Congress in 1977, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including the needs of low- and moderate-income people.

The term low and moderate income (LMI) is defined by the Federal Reserve Board in Regulation BB, Community Reinvestment, and includes people and communities whose income is less than 80 percent of the area median income. According to the regulation, low income means an individual income that is less than 50 percent of the area median income, or a median family income that is less than 50 percent, in the case of a geography. Moderate income means an individual income that is at least 50 percent and less than 80 percent of the area median income, or a median family income that is at least 50 and less than 80 percent, in the case of a geography.*

Market Share Data and Reports on Lending Institutions

A market share summary report is available through the Summary of Deposits External Link section of the FDIC's website. This report allows the user to determine the deposit market share for each financial institution within any user-defined geographic area. The deposits are based on the branch/office deposits for all FDIC-insured institutions as reported on the annual Summary of Deposit survey for FDIC-insured institutions as of June 30. To obtain a market share report for a specific area, click on the link above. Within the site, select the geographic area and the market share report.

Users can access reports for specific institutions through the FDIC Institution Directory (ID) External Link on the FDIC's website. This directory provides the latest comprehensive financial and demographic data for every FDIC-insured institution, including the most recent quarterly financial statements, with performance and condition ratios. To access a report for an institution, click on the link above. Within the site, select “find institutions” and enter the name or FDIC certificate number for an institution.

Users can also access reports on specific institutions through the National Information Center (NIC) External Link on the Federal Financial Institutions Examination Council's (FFIEC) website. NIC is a central repository of data about banks and other institutions in which the Federal Reserve has a supervisory, regulatory, or research interest, including both domestic and foreign banking organizations operating in the United States. Within the website, select the “Institution SearchExternal Link to obtain information for both current and noncurrent institutions by name and location and select the “FBO SearchExternal Link to obtain information for U.S. branches and agencies of foreign banking organizations (FBOs).

Home Mortgage Disclosure Act (HMDA)

An important source of information about financial institutions' lending patterns in a community is the Home Mortgage Disclosure Act (HMDA) statement. This report is submitted annually to the Federal Financial Institutions Examination Council (FFIEC) and is available to the public for each reporting institution. The types of loans that must be reported are home-purchase loans, for both owner-occupants and nonoccupants; refinancings; home-improvement loans; and loans for improvement and/or purchase of multifamily structures (five or more units). Depository institutions that had at least $36 million in assets on December 31, 2006, in the home or branch office in an MSA must file this report.

Additional information regarding HMDA-reported loan statements is available through the FFIEC's website. External Link Through this website, you can access aggregate HMDA reports at the MSA or national level. You can also obtain a disclosure report for a specific institution.

The following information was developed from aggregated HMDA statements. The tables include all HMDA-reported loans (home purchase, home improvement, refinancing, and multi-family).

Please note that some of the lending institutions listed in the HMDA tables are not depository institutions insured by the FDIC and summary reports for these institutions are not available on the FDIC or NIC websites. More information about these lending institutions can be obtained using a search engine such as Yahoo or Google.

Small-Business and Small-Farm Lending

Starting in 1996, the nation's financial institutions began reporting small-business and small-farm loans as part of their CRA disclosure statements required under the revised CRA regulations. While the information does not have the level of detail of the HMDA statements, it is an important source for understanding commercial lending activity in a community. The types of loans reported include all originations and purchases of commercial loans, lines of credit, and mortgages on nonresidential properties equal to or less than $1 million in size. The loans are reported by size, by geographic location, and for borrowers with annual revenues of $1 million or less. These categories of loans include those with guarantees, such as those provided by the SBA or USDA. Small-farm loans are reported in the same way.

Additional information regarding CRA disclosure statements is available through the Federal Financial Institutions Examination Council's (FFIEC) website. External Link Through this website, you can access aggregate CRA reports at the county, MSA, or national level. You can also obtain a disclosure report for a specific institution and review its CRA rating.

The following information was developed from aggregated CRA disclosure statements. The tables show the reporters’ market share by the number of loans and total dollars originated. They include only originated loans under $1 million, since loan applications and loans greater than $1 million are not reported.

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Find out when information for community development publications and events is released.

Contact Us

Federal Reserve Bank of Philadelphia
Community Development Studies and Education Department
Ten Independence Mall
Philadelphia, PA 19106-1574

(215) 574-6458 – phone
(215) 574-2512 – fax
info.communitydevelopment
@phil.frb.org

View All Contacts

Community Profile: Philadelphia, PA Metropolitan Division (MD)

Tables for Financial Institutions and Market Share Data

Home Mortgage Lending

Small-Business and Small-Farm Lending

Return to the Financial Institutions and Market Share Data page for the Philadelphia, PA MD.

Home Mortgage Lending

Table 1: Top 25 Reporters in the Philadelphia, PA MD in 2006 - All Home Mortgage Originations in MD
Institution Name
Number of Loans
Market Share %
Total Dollar Amount ($000's)
Market Share %
Average Loan Size ($000's)
WELLS FARGO BANK, N.A.
10,163
5.7
2,143,907
7.7
211
COUNTRYWIDE HOME LOANS
10,081
5.7
1,765,470
6.4
175
WACHOVIA BANK
9,175
5.1
901,749
3.3
98
CITIZENS BANK OF PENNSYLVANIA
6,919
3.9
427,330
1.5
62
POLICE AND FIRE FEDERAL CU
4,622
2.6
307,508
1.1
67
SOVEREIGN BANK
4,578
2.6
794,415
2.9
174
TRIDENT MORTGAGE COMPANY
4,151
2.3
929,942
3.4
224
JPMORGAN CHASE BANK
4,109
2.3
778,814
2.8
190
NATIONAL CITY BANK
3,658
2.1
501,121
1.8
137
COMMERCE BANK, N.A.
3,533
2.0
336,561
1.2
95
BANK OF AMERICA, N.A.
2,982
1.7
536,123
1.9
180
PNC BANK, N.A.
2,786
1.6
162,569
0.6
58
NEW CENTURY MORTGAGE CORPORATION
2,685
1.5
379,241
1.4
141
ABN AMRO MORTGAGE GROUP, INC.
2,654
1.5
546,130
2.0
206
PHH MORTGAGE CORPORATION
2,568
1.4
404,991
1.5
158
AMERICAN HOME MORTGAGE CORP.
2,274
1.3
440,249
1.6
194
WACHOVIA MORTGAGE
2,231
1.3
443,047
1.6
199
WASHINGTON MUTUAL BANK
1,940
1.1
433,400
1.6
223
GMAC MORTGAGE, LLC
1,915
1.1
397,713
1.4
208
ALLIED MORTGAGE GROUP, INC.
1,847
1.0
280,084
1.0
152
COUNTRYWIDE BANK, N.A.
1,842
1.0
289,398
1.0
157
CITIMORTGAGE, INC.
1,742
1.0
423,172
1.5
243
FREMONT INVESTMENT & LOAN
1,639
0.9
245,668
0.9
150
GATEWAY FUNDING DMS, L.P.
1,516
0.9
251,805
0.9
166
WORLD SAVINGS BANK, FSB
1,478
0.8
333,835
1.2
226
Total of Top 25 Lenders
93,088
52.4
14,454,242
52.2
155
All Lenders (806)
178,491
100
27,775,854
100
156

Source: CRA Wiz, copyright held by PCi Services, Inc., 800-261-3111

Table 2: Top 25 Reporters in the Philadelphia, PA MD in 2006 - All Home Mortgage Originations to LMI Borrowers in MD
Institution Name
Number of Loans
Market Share %
Total Dollar Amount ($000's)
Market Share %
Average Loan Size ($000's)
COUNTRYWIDE HOME LOANS
3,267
6.5
346,719
7.7
106
CITIZENS BANK OF PENNSYLVANIA
2,429
4.8
83,116
1.8
34
WACHOVIA BANK
2,381
4.7
139,858
3.1
59
WELLS FARGO BANK, N.A.
2,108
4.2
222,520
4.9
106
SOVEREIGN BANK
1,712
3.4
164,513
3.6
96
POLICE AND FIRE FEDERAL CU
1,459
2.9
77,884
1.7
53
NEW CENTURY MORTGAGE CORPORATION
1,243
2.5
119,731
2.7
96
NATIONAL CITY BANK
1,093
2.2
106,252
2.4
97
PNC BANK, N.A.
1,019
2.0
34,317
0.8
34
BANK OF AMERICA, N.A.
923
1.8
89,728
2.0
97
COMMERCE BANK, N.A.
874
1.7
56,353
1.3
64
JPMORGAN CHASE BANK
774
1.5
85,094
1.9
110
PHH MORTGAGE CORPORATION
739
1.5
79,853
1.8
108
FREMONT INVESTMENT & LOAN
665
1.3
64,192
1.4
97
WACHOVIA MORTGAGE
624
1.2
70,729
1.6
113
PHILADELPHIA FEDERAL CREDIT UNION
607
1.2
24,821
0.6
41
TRIDENT MORTGAGE COMPANY
596
1.2
71,853
1.6
121
ARGENT MORTGAGE COMPANY
583
1.2
59,024
1.3
101
CCO MORTGAGE
545
1.1
61,710
1.4
113
CHASE MANHATTAN BANK USA, N.A.
532
1.1
50,038
1.1
94
DELTA FUNDING CORPORATION
531
1.1
46,044
1.0
87
ABN AMRO MORTGAGE GROUP, INC.
507
1.0
63,929
1.4
126
ALLIED MORTGAGE GROUP, INC
495
1.0
51,402
1.1
104
LONG BEACH MORTGAGE CO.
494
1.0
42,256
0.9
86
GATEWAY FUNDING DMS, L.P.
492
1.0
57,538
1.3
117
Total of Top 25 Lenders
26,692
53.1
2,269,474
50.4
85
All Lenders (547)
50,530
100
4,516,714
100
89

Source: CRA Wiz, copyright held by PCi Services, Inc., 800-261-3111

Table 3: Top 25 Reporters in the Philadelphia, PA MD in 2006 - All Home Mortgage Originations in LMI Census Tracts in MD
Institution Name
Number of Loans
Market Share %
Total Dollar Amount ($000's)
Market Share %
Average Loan Size ($000's)
COUNTRYWIDE HOME LOANS
3,628
7.6
388,440
8.1
107
WACHOVIA BANK
2,355
4.9
155,002
3.2
66
WELLS FARGO BANK, N.A.
2,305
4.8
246,313
5.1
107
CITIZENS BANK OF PENNSYLVANIA
1,766
3.7
62,246
1.3
35
POLICE AND FIRE FEDERAL CU
1,546
3.2
85,917
1.8
56
SOVEREIGN BANK
1,285
2.7
166,456
3.5
130
NEW CENTURY MORTGAGE CORPORATION
1,215
2.5
117,717
2.5
97
NATIONAL CITY BANK
1,104
2.3
107,114
2.2
97
JPMORGAN CHASE BANK
859
1.8
104,643
2.2
122
BANK OF AMERICA, N.A.
857
1.8
88,454
1.8
103
PNC BANK, N.A.
841
1.8
31,898
0.7
38
LONG BEACH MORTGAGE CO.
777
1.6
66,724
1.4
86
FREMONT INVESTMENT & LOAN
753
1.6
71,599
1.5
95
AMERICAN HOME MORTGAGE CORP.
742
1.6
75,343
1.6
102
PHH MORTGAGE CORPORATION
728
1.5
73,003
1.5
100
COMMERCE BANK, N.A.
709
1.5
56,691
1.2
80
ARGENT MORTGAGE COMPANY
683
1.4
65,821
1.4
96
TRIDENT MORTGAGE COMPANY
640
1.3
94,882
2.0
148
WACHOVIA MORTGAGE
594
1.2
67,664
1.4
114
WASHINGTON MUTUAL BANK
586
1.2
77,445
1.6
132
DELTA FUNDING CORPORATION
536
1.1
44,526
0.9
83
CHASE MANHATTAN BANK USA, N.A.
529
1.1
48,015
1.0
91
GMAC MORTGAGE, LLC
506
1.1
84,942
1.8
168
PHILADELPHIA FEDERAL CREDIT UNION
506
1.1
20,735
0.4
41
ALLIED MORTGAGE GROUP, INC.
488
1.0
44,306
0.9
91
Total of Top 25 Lenders
26,538
55.4
2,445,896
51.0
92
All Lenders (555)
47,745
100
4,814,160
100
101

Source: CRA Wiz, copyright held by PCi Services, Inc., 800-261-3111

Small-Business and Small-Farm Lending

Table 4: Top 25 Reporters in the Philadelphia, PA MD in 2006 - All Small-Business Originations in MD
Institution Name
Number of Loans
Market Share %
Total Dollar Amount ($000's)
Market Share %
Average Loan Size ($000's)
AMERICAN EXPRESS BK, FSB
59,966
38.3
222,918
5.6
4
CITIBANK (SOUTH DAKOTA), N.A.
20,452
13.1
101,028
2.5
5
CHASE MANHATTAN BANK USA, N.A.
15,160
9.7
135,505
3.4
9
CAPITAL ONE, F.S.B.
9,497
6.1
65,185
1.6
7
ADVANTA BANK CORP.
6,751
4.3
71,261
1.8
11
PNC BANK, N.A.
6,155
3.9
575,104
14.5
93
MBNA AMERICA DELAWARE, N.A.
5,544
3.5
36,518
0.9
7
BANK OF AMERICA, NA-USA
4,323
2.8
56,367
1.4
13
GE CAPITAL FINANCIAL INC.
3,782
2.4
11,479
0.3
3
FIA CARD SERVICES, N.A.
3,756
2.4
25,684
0.7
7
WELLS FARGO BANK, N.A.
3,333
2.1
108,936
2.7
33
WACHOVIA BANK
3,211
2.1
632,935
15.9
197
CITIZENS BANK OF PENNSYLVANIA
2,323
1.5
272,183
6.9
117
COMMERCE BANK, N.A.
1,220
0.8
163,645
4.1
134
SOVEREIGN BANK
879
0.6
130,447
3.3
148
UNIVEST NATIONAL BANK & TRUST
861
0.6
128,584
3.2
149
WASHINGTON MUTUAL BANK
728
0.5
5,873
0.2
8
NATIONAL PENN BANK
715
0.5
159,839
4.0
224
DISCOVER BANK
645
0.4
5,847
0.2
9
PNC BANK DELAWARE
624
0.4
15,414
0.4
25
BANK OF AMERICA, N.A.
544
0.4
103,798
2.6
191
JPMORGAN CHASE BANK, N.A.
529
0.3
22,721
0.6
43
GE MONEY BANK
427
0.3
1,215
0.0
3
MANUFACTURERS & TRADERS TRUST
391
0.3
83,845
2.1
214
THE QUAKERTOWN NATIONAL BANK
375
0.2
50,387
1.3
134
Total of Top 25 Lenders
152,191
97.5
3,186,718
80.2
21
All Lenders (168)
156,606
100
3,973,544
100
25

Source: CRA Wiz, copyright held by PCi Services, Inc., 800-261-3111

Table 5: Top 10 Reporters in the Philadelphia, PA MD in 2006 - All Small-Farm Originations in MD
Institution Name
Number of Loans
Market Share %
Total Dollar Amount ($000's)
Market Share %
Average Loan Size ($000's)
CAPITAL ONE, F.S.B.
168
33.6
936
2.8
6
NATIONAL PENN BANK
118
23.6
14,830
44.1
126
FULTON BANK
59
11.8
6,369
18.9
108
COMMUNITY BANKS
24
4.8
1,372
4.1
57
WACHOVIA BANK
22
4.4
4,625
13.8
210
CHASE MANHATTAN BANK USA, N.A.
22
4.4
283
0.8
13
WELLS FARGO BANK, N.A.
20
4.0
572
1.7
29
BANK OF AMERICA, N.A.-USA
14
2.8
173
0.5
12
FIA CARD SERVICES, N.A.
8
1.6
79
0.2
10
SUSQUEHANNA BANK PA
7
1.4
775
2.3
111
Total of Top 10 Lenders
462
92.4
30,014
89.2
65
All Lenders (28)
500
100
33,643
100
67

Source: CRA Wiz, copyright held by PCi Services, Inc., 800-261-3111

Table 6: Top 25 Reporters in the Philadelphia, PA MD in 2006 - All Originations to Small Businesses in MD with Annual Gross Revenue Less Than or Equal to $1 Million
Institution Name
Number of Loans
Market Share %
Total Dollar Amount ($000's)
Market Share %
Average Loan Size ($000's)
CITIBANK (SOUTH DAKOTA), N.A.
12,956
25.2
70,438
4.4
5
ADVANTA BANK CORP.
6,751
13.1
71,261
4.5
11
AMERICAN EXPRESS BK, FSB
5,695
11.1
51,469
3.2
9
PNC BANK, N.A.
4,664
9.1
296,953
18.6
64
CAPITAL ONE, F.S.B.
3,996
7.8
28,908
1.8
7
WELLS FARGO BANK, N.A.
2,496
4.9
75,487
4.7
30
BANK OF AMERICA, N.A.-USA
2,283
4.4
37,543
2.4
16
MBNA AMERICA DELAWARE, N.A.
1,686
3.3
19,173
1.2
11
CITIZENS BANK OF PENNSYLVANIA
1,441
2.8
81,825
5.1
57
WACHOVIA BANK
1,367
2.7
135,568
8.5
99
FIA CARD SERVICES, N.A.
885
1.7
12,044
0.8
14
GE CAPITAL FINANCIAL INC.
835
1.6
2,980
0.2
4
COMMERCE BANK, N.A.
804
1.6
87,546
5.5
109
SOVEREIGN BANK
567
1.1
62,450
3.9
110
DISCOVER BANK
556
1.1
4,885
0.3
9
PNC BANK DELAWARE
524
1.0
9,205
0.6
18
UNIVEST NATIONAL BANK & TRUST
390
0.8
45,049
2.8
116
NATIONAL PENN BANK
281
0.6
48,060
3.0
171
FIRSTRUST BANK
241
0.5
29,579
1.9
123
FULTON BANK
196
0.4
31,043
1.9
158
HARLEYSVILLE NATIONAL BANK
195
0.4
29,834
1.9
153
MANUFACTURERS & TRADERS TRUST
182
0.4
25,338
1.6
139
THE QUAKERTOWN NATIONAL BANK
180
0.4
21,736
1.4
121
BANK OF AMERICA, N.A.
151
0.3
9,081
0.6
60
FIRST NATIONAL BANK OF CC
134
0.3
25,971
1.6
194
Total of Top 25 Lenders
49,456
96.6
1,313,426
82.4
27
All Lenders (168)
51,400
100
1,600,426
100
31

Source: CRA Wiz, copyright held by PCi Services, Inc., 800-261-3111

Table 7: Top 10 Reporters in the Philadelphia, PA MD in 2006 - All Originations to Small Farms in MD with Annual Gross Revenue Less Than or Equal to $1 Million
Institution Name
Number of Loans
Market Share %
Total Dollar Amount ($000's)
Market Share %
Average Loan Size ($000's)
CAPITAL ONE, F.S.B.
141
37.0
781
3.2
6
NATIONAL PENN BANK
98
25.7
12,081
50.0
123
FULTON BANK
51
13.4
4,824
20.0
95
COMMUNITY BANKS
22
5.8
1,266
5.2
58
WELLS FARGO BANK, N.A.
19
5.0
552
2.3
29
BANK OF AMERICA, NA-USA
10
2.6
141
0.6
14
SUSQUEHANNA BANK PA
7
1.8
775
3.2
111
MANUFACTURERS & TRADERS TRUST
6
1.6
317
1.3
53
WACHOVIA BANK
5
1.3
1,000
4.1
200
FIA CARD SERVICES, N.A.
4
1.1
67
0.3
17
Total of Top 10 Lenders
363
95.3
21,804
90.2
60
All Lenders (28)
381
100
24,143
100
63

Source: CRA Wiz, copyright held by PCi Services, Inc., 800-261-3111

Table 8: Number of Loans by Tract Income in the Philadelphia, PA MD in 2006
Originated Loan
Tract Income as % of MSA Median Income
Low (<50%)
Moderate (50-79%)
Middle
(80-119%)
Upper (≥120%)
N/A
Total
Small Business
6,860
18,007
45,627
82,927
640
154,061
Small Farm
10
24
279
178
2
493
Total
6,870
18,031
45,906
83,105
642
154,554

Source: CRA Wiz, copyright held by PCi Services, Inc., 800-261-3111

Table 9: Number of Loans by Tract Income in the Philadelphia, PA MD in 2006 - Businesses with Annual Gross Revenues Less Than or Equal to $1 Million
Originated Loan
Tract Income as % of MSA Median Income
Low (<50%)
Moderate (50-79%)
Middle
(80-119%)
Upper (≥120%)
N/A
Total
Small Business
2,338
5,979
15,754
26,197
129
50,397
Small Farm
5
19
231
121
0
376
Total
2,343
5,998
15,985
26,318
129
50,773

Source: CRA Wiz, copyright held by PCi Services, Inc., 800-261-3111

Community Profile: Philadelphia, PA Metropolitan Division (MD)

Community Organizations

This section provides information about affordable housing, social service, economic development, and community revitalization organizations in the area whose interests, activities, and initiatives improve the housing conditions and employment opportunities of residents. These groups represent potential partners for bankers seeking to more fully address the credit needs of each region’s low- and moderate-income people and communities.

The information in this section is obtained directly from the websites of the community organizations.

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Contact Us

Federal Reserve Bank of Philadelphia
Community Development Studies and Education Department
Ten Independence Mall
Philadelphia, PA 19106-1574

(215) 574-6458 – phone
(215) 574-2512 – fax
info.communitydevelopment
@phil.frb.org

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1260 Housing Development Corporation

Mission

To provide affordable, permanent, independent housing to low-income persons with behavioral issues.

Year of Origin

1988

Core Programs

Service Area

Philadelphia

Contact Information

1260 Housing Development Corporation
2042 Arch Street
Floor 2
Philadelphia, PA 19103
Phone: (215) 557-8484
Fax: (215)557-8449
Website: http://www.pmhcc.org/PMHCC/Home.nsf/ALL/Housing External Link

AchieveAbility

Mission

To permanently break the cycle of poverty for single parent, low-income, formerly homeless families through education, supportive services, community and economic development, housing, and accountability.

Year of Origin

1981

Core Programs

Service Area

West Philadelphia

Contact Information

AchieveAbility
21 South 61st Street
Philadelphia, PA 19139
Phone: (215) 748-8750
Fax: (215) 748-6969
E-mail: info@achieve-ability.org E-mail
Website: http://www.achieve-ability.org/ External Link

ACORN Housing Corporation

Mission

To provide and sustain affordable housing opportunities for low- and moderate-income households, through housing counseling, consumer education, credit counseling, housing rehabilitation, mortgage lending reform, home equity and personal credit, fair housing education, advocacy and product innovation.

Year of Origin

1987

Core Programs

Service Area

Philadelphia

Contact Information

ACORN Housing Corporation
846 N. Broad Street
1st Floor
Philadelphia, PA 19130
Phone: (215) 765-1221
Fax: (215) 765-0045
Website: http://www.acornhousing.org/index.php External Link

After School Activities Partnerships (ASAP)

Mission

To keep Philadelphia's youth safe and active by facilitating supervised enrichment activities in the dangerous after-school hours.

Year of Origin

2002

Core Programs

Service Area

Philadelphia

Contact Information

After School Activities Partnerships
1520 Locust Street
Suite 1104
Philadelphia, PA 19102
Phone: (215) 545-2727
Fax: (215) 545-3054
Website: http://www.phillyasap.org/ External Link

Allegheny West Foundation

Mission

To improve the quality of life in the North Philadelphia Allegheny West neighborhood

Year of Origin

1968

Core Programs

Service Area

North Philadelphia Allegheny West neighborhood

Contact Information

Allegheny West Foundation
3413 Fox Street
Philadelphia, PA 19129
Phone: (215) 221-8830
Fax: (215) 221-5933
Website: http://www.awest.org/index.php External Link

Alliance for Better Housing (ABH)

Mission

ABH focuses on strengthening existing communities using infill and other development methods, and uses designs that fit in with the historic areas in which it builds and renovates homes.

Year of Origin

1994

Core Programs

Service Area

Chester County, PA

Contact Information

Alliance for Better Housing
648 Buena Vista Drive
Kennett Square, PA 19348
Phone: (610) 925-1880
Fax: (610) 925-1884
E-mail: smcortigine.abh@comcast.net E-mail
Website: http://www.ruralisc.org/abh.htm External Link

Asociación de Puertorriqueños en Marcha, Inc. (APM)

Mission

To promote the welfare of Puerto Ricans/Latinos and low-income and disadvantaged residents of the greater Philadelphia area. The association provides services that improve the quality of family and community life. It seeks to create new opportunities for the community in education, health, employment, business development, housing, and the welfare of children and families. The association joins other Hispanic and non-Hispanic organizations to work toward developing better understanding and tolerance among all residents of the community.

Year of Origin

1971

Core Programs

Service Area

Greater Philadelphia area

Contact Information

Asociación de Puertorriqueños en Marcha, Inc.
4301 Rising Sun Avenue
Philadelphia, PA 19140
Phone: (267) 296-7200
Fax: (215) 455-6501
E-mail: Info@apmphila.org E-mail
Website: http://www.apmphila.org/index.html External Link

Beech Interplex, Inc.

Mission

To spearhead the revitalization of the Cecil B. Moore neighborhood, a 26-square block area in north-central Philadelphia. This is done by bringing about the empowerment of residents by promoting homeownership and rental opportunities through rehabilitation and new construction, education, job placement, economic development, human services, and the beautification of open space areas.

Year of Origin

1990

Core Programs

Service Area

Cecil B. Moore neighborhood, a 26-block area in North Philadelphia

Contact Information

Beech Interplex, Inc.
1510 Cecil B. Moore Avenue
Suite 300
Philadelphia, PA 19121
Phone: (215) 763-8824
E-mail: info@beechinterplex.com E-mail
Website: http://www.beechinterplex.com External Link

Bucks County Housing Development Corporation

Mission

To provide affordable housing opportunities throughout Bucks County to lower-income elderly residents and low- to moderate-income families and to facilitate these residents' access to necessary social service supports.

Year of Origin

1969

Core Programs

Service Area

Bucks County, PA

Contact Information

Bucks County Housing Development Corporation
9187 New Falls Road
Suite 203-L
Fallsington, PA 19054
Phone: (215) 295-1443
Fax: (215) 295-5502
Website: http://www.buckshousing.org/ External Link

Bucks County Opportunity Council, Inc.

Mission

To help low-income people in Bucks County achieve and maintain economic self-sufficiency

Year of Origin

1965

Core Programs

Service Area

Bucks County, PA

Contact Information

Bucks County Opportunity Council, Inc.
100 Doyle Street
Doylestown, PA 18901
Phone: (215) 345-8175
Fax: (215) 345-8573
Website: http://www.bcoc.org/ External Link

Calcutta House, Inc.

Mission

To serve the most fragile persons with AIDS and to support the self-empowerment of each person to live as fully as their situation permits.

Year of Origin

1987

Core Programs

Service Area

Philadelphia

Contact Information

Calcutta House, Inc.
1601 West Girard Avenue
Philadelphia, PA 19130
Phone: (215) 684-0480
Website: http://www.calcuttahouse.org/ External Link

Cedar Park Neighbors

Mission

To foster collaboration among all persons living and working in the Cedar Park neighborhood, to promote community development, to provide a forum for communication and community education, to respond to neighborhood concerns, and to advocate for and promote the general welfare of the Cedar Park community.

Year of Origin

1960

Core Programs

Service Area

Cedar Park neighborhood of West Philadelphia

Contact Information

Cedar Park Neighbors
c/o Calvary Community Center
4740 Baltimore Ave.
Philadelphia, PA 19143
Phone: (267) 531-4147
E-mail: contact@cedarparkneighbors.org E-mail
Website: http://www.cedarparkneighbors.org/ External Link

Ceiba, Inc.

Mission

To foster community and economic development in the Latino community through collaboration and collective action

Year of Origin

1989

Core Programs

Service Area

Eastern North Philadelphia

Contact Information

Ceiba, Inc.
149 W. Susquehanna Avenue
Philadelphia PA 19122
Phone: (215) 634-7245
Fax: (215) 634-7265
Website: http://www.ceibaphiladelphia.org/Home.html External Link

Central Germantown Council (CGC)

Mission

To improve the central Germantown area socially and physically through economic development

Year of Origin

1981

Core Programs

Service Area

Central Germantown area

Contact Information

Central Germantown Council
5800 Germantown Ave.
Philadelphia, PA 19144
Phone: (215) 849-5800
Fax: (215) 849-8147
E-mail: cgcweb@covad.net E-mail
Website: http://www.centralgermantowncouncil.com/ External Link

Centro Pedro Claver

Mission

Centro Pedro Claver believes fundamental issues, including those relating to urban environment development, are basic but important quality-of-life issues.

Year of Origin

1978

Core Programs

Service Area

Philadelphia

Contact Information

Centro Pedro Claver
627 W. Erie Ave
Philadelphia, PA 19140
Phone: (215) 227-7111
Fax: (215) 227-1705
Website: http://www.centroclaver.com/ External Link

Community Action Agency of Delaware County, Inc.

Mission

To assist families and individuals to move toward economic self-sufficiency and reduce their dependence on public support through innovative approaches to programs

Year of Origin

1979

Core Programs

Service Area

Delaware County, PA

Contact Information

Community Action Agency of Delaware County, Inc.
Toal Building
2nd and Orange Streets
Media, PA
Phone: (610) 891-5101
E-mail: Info@caadc.org E-mail
Website: http://www.caadc.org/ External Link

Community Design Collaborative

Mission

The Community Design Collaborative is a volunteer-based community design center that provides pro bono preliminary design services to nonprofit organizations.

Year of Origin

N/A

Core Programs

Service Area

Philadelphia

Contact Information

Community Design Collaborative
1216 Arch Street
First Floor
Philadelphia, PA 19107
Phone: (215) 587-9290
E-mail: info@cdesignc.org E-mail
Website: http://www.cdesignc.org/ External Link

Community Housing Services (CHS)

Mission

The mission of CHS is to provide permanent solutions to housing and related problems faced by the homeless, near homeless, victims of domestic violence, and other housing-related issues faced by low- and moderate-income people.

Year of Origin

1983

Core Programs

Service Area

Montgomery County, PA

Contact Information

Community Housing Services
311 North Broad Street
Lansdale, PA 19446
Phone: (215) 362-5250
Fax: (215) 362-5376
E-mail: chs@communityhs.org E-mail
Website: http://www.communityhs.org/ External Link

Community Legal Services

Mission

To help low-income Philadelphia residents obtain equal access to justice by providing them with advice and representation in civil legal matters; advocating for their legal rights; and conducting community education about the legal issues that affect them

Year of Origin

1966

Core Programs

Service Area

Philadelphia

Contact Information

Community Legal Services
Center City Office
1424 Chestnut St.
Philadelphia, PA 19102-2505
Phone: (215) 981-3700
Website: http://www.clsphila.org/ External Link

Community Ventures

Mission

To enter into joint venture redevelopment efforts with neighborhood organizations

Year of Origin

1987

Core Programs

Service Area

Philadelphia

Contact Information

Community Ventures
1501 Cherry Street
Philadelphia, PA 19102-1403
Phone: (215) 564-6004
Website: http://www.community-ventures.org/ External Link

Congreso de Latinos Unidos, Inc.

Mission

To strengthen Latino communities through social, economic, education, and health services; leadership development; and advocacy

Year of Origin

1977

Core Programs

Service Area

Eastern North Philadelphia

Contact Information

Congreso de Latinos Unidos, Inc.
216 West Somerset Street
Philadelphia, PA 19133
Phone: (215) 763-8870
Website: http://www.congreso.net/home.php External Link

Consumer Credit Counseling Service of Delaware Valley, Inc. (CCCSDV)

Mission

Consumer Credit Counseling Service of Delaware Valley positively impacts human lives and communities through comprehensive consumer credit education, counseling, asset building, and debt reduction programs without regard to economic status.

Year of Origin

1966

Core Programs

Service Area

Greater Delaware Valley

Contact Information

Consumer Credit Counseling Service of Delaware Valley, Inc.
1608 Walnut Street
10th Floor
Philadelphia, PA 19103
Phone: (215) 563-5665 or (800) 989-CCCSDV
Fax: (215) 563-7020
E-mail: info@cccsdv.org E-mail
Website: http://www.cccsdv.org/ External Link

Delaware Valley Habitat for Humanity

Mission

To help eliminate poverty housing by building simple, safe, decent, affordable, owner-occupied housing, for and in partnership with low- and very low-income families.

Year of Origin

1984

Core Programs

Service Area

Delaware Valley

Contact Information

Delaware Valley Habitat for Humanity
100 South Broad Street
Suite 1331
Philadelphia, PA 19110-1028
Phone: (215) 564-2101
Website: http://www.dvhabitat.org/index.html External Link

Delaware Valley Industrial Resource Center

Mission

To grow business value through consulting services, talent development, and corporate finance/growth capital. Delaware Valley Industrial Resource Center believes growing business value improves the standard of living and quality of life for those who live and/or work in the region.

Year of Origin

1988

Core Programs

Service Area

Bucks, Chester, Delaware, Philadelphia, and Montgomery counties, PA

Contact Information

Delaware Valley Industrial Resource Center
2905 Southampton Road
Philadelphia, PA 19154
Phone: (215) 464-8550
Fax: (215) 464-8570
E-mail: info@dvirc.org E-mail
Website: http://www.dvirc.org/ External Link

Dignity Housing

Mission

Dignity Housing is a nonprofit established by formerly homeless people to break the cycle of homelessness and poverty confronting low-income and homeless families and individuals in Philadelphia. Dignity Housing promotes self-sufficiency by providing affordable rental housing with individualized social services, homeownership opportunities, assistance in pursuit of education objectives, workforce development, and financial management assistance.

Year of Origin

1988

Core Programs

Service Area

Philadelphia

Contact Information

Dignity Housing
5221 Germantown Ave.
Philadelphia, PA 19144
Phone: (215) 713-0960
Fax: (215) 713-0968
Website: http://www.dignityhousing.org/ External Link

Diversified Community Services

Mission

To enable children and families to realize their fullest potential and achieve self-reliance in safe neighborhoods.

Year of Origin

1970 (Incorporated)

Core Programs

Service Area

Philadelphia

Contact Information

Diversified Community Services
1210 S. Broad Street
Philadelphia, PA 19146
Phone: (215) 336-5505
Fax: (215) 336-5527
Website: http://www.dcsphila.org/index.html External Link

East Falls Development Corporation (EFDC)

Mission

A nonprofit community-based organization dedicated to the economic revitalization of the East Falls neighborhood of Philadelphia for the benefit of its residents.

Year of Origin

N/A

Core Programs

Service Area

East Falls, Philadelphia

Contact Information

East Falls Development Corporation
3654 Midvale Avenue
Philadelphia, PA 19129
Phone: (215) 848-8084
Fax: (215) 848-8085
Website: http://www.eastfallsdevelopment.org External Link

Elwyn Philadelphia

Mission

Maximizing potential through personal commitment, collective talents, and innovation, Elwyn supports individuals with diverse challenges in shaping distinctive, meaningful lives.

Year of Origin

1852

Core Programs

Service Area

Pennsylvania, Delaware, New Jersey, and California

Contact Information

Elwyn Philadelphia
111 Elwyn Road
Elwyn, PA 19063
Phone: (215) 891-2000
Fax: (215) 891-2458
E-mail: info@Elwyn.org E-mail
Website: http://www.elwyn.org/ External Link

Energy Coordinating Agency of Philadelphia, Inc.

Mission

The Energy Coordinating Agency is a private, nonprofit dedicated to ensuring that low- and moderate-income people have access to safe, affordable, and reliable sources of energy and water.

Year of Origin

N/A

Core Programs

Service Area

Philadelphia

Contact Information

Energy Coordinating Agency of Philadelphia, Inc.
1924 Arch Street
Philadelphia, PA 19103
Phone: (215) 988-0929
Fax: (215) 988-0919
Website: http://www.ecasavesenergy.org/index.html External Link

Esperanza

Mission

Dedicated to community development through the establishment of Hispanic-owned and -operated institutions that lead to the familial, economic, and spiritual enrichment of communities.

Year of Origin

In 1987, Nueva Esperanza was created. In 2002, this local organization established Esperanza USA as its national subsidiary. In 2007, both the Philadelphia initiative of Nueva Esperanza and the national initiative of Esperanza USA merged, to create Esperanza.

Core Programs

Service Area

Nationwide

Contact Information

Esperanza
4261 North 5th Street
Philadelphia, PA 19140
Phone: (215) 324-0746
Website: http://www.esperanza.us/ External Link

Fair Housing Council of Suburban Philadelphia

Mission

To combat discrimination and ensure equal access to housing in a suburban region. The organization is dedicated to the idea that all people have the right to live where they can afford to live.

Year of Origin

1956

Core Programs

Service Area

Bucks, Chester, Delaware, Montgomery and Philadelphia counties

Contact Information

Fair Housing Council of Suburban Philadelphia
225 South Chester Road
Suite 1
Swarthmore, PA 19081
Phone: (610) 604-4411
Fax: (610) 604-4424
E-mail: information@fhcsp.com E-mail
Website: http://www.fhcsp.com/ External Link

Fair Housing Rights Center in Southeastern Pennsylvania

Mission

To ensure equal access to housing opportunities to all persons.

Year of Origin

1990; May 2007: changed its name from the Fair Housing Council of Montgomery County to the Fair Housing Rights Center in Southeastern Pennsylvania.

Core Programs

Service Area

Montgomery County and Philadelphia area.

Contact Information

Fair Housing Rights Center in Southeastern Pennsylvania
105 E. Glenside Ave
Suite E
Glenside, PA 19038
Phone: (215) 576-7711
Fax: (215) 576-1509
E-mail: amciver@fairhousingrights.org E-mail
Website: http://www.fairhousingrights.org/ External Link

Fairmount Community Development Corporation

Mission

To foster the improvement of the residential, commercial, and social fabric of the Fairmount neighborhood, while preserving its character and diversity.

Year of Origin

N/A

Core Programs

Service Area

Fairmount Neighborhood

Contact Information

Fairmount Community Development Corporation
2206 Fairmount Ave
Philadelphia, PA 19130
Phone: (215) 232-4766
Fax: (215) 235-2608
E-mail: mail@fairmountcdc.org E-mail
Website: http://www.fairmountcdc.org/ External Link

Frankford Group Ministries (FGM)

Mission

To develop Frankford and its people spiritually, socially, and economically. FGM'S effort will result in a viable community of faith and vital community of hope.

Year of Origin

1979

Core Programs

Service Area

Northeast Philadelphia

Contact Information

Frankford Group Ministries
4620 Griscom Street
Philadelphia, PA 19124
Phone: (215) 744-2990
Fax: (215) 744-2012
Website: http://www.frankfordgroupministry.org/ External Link

Friend's Rehabilitation Program, Inc.

Mission

Friends Rehabilitation Program, out of a concern to serve Philadelphia's most vulnerable citizens, provides affordable housing and supportive social services to low-income and homeless families in the manner of Friends.

Year of Origin

1961

Core Programs

Service Area

Philadelphia

Contact Information

Friend's Rehabilitation Program, Inc.
704-06 West Girard Ave
Philadelphia, PA 19123
Phone: (215) 825-8800
Website: http://www.frpinc.org/ External Link

Genesis Housing Corporation

Mission

Dedicated to the development of affordable housing and education of consumers on housing and financial issues.

Year of Origin

1994

Core Programs

Service Area

Montgomery County, PA

Contact Information

Genesis Housing Corporation
P.O. Box 1170
208 DeKalb Street
Norristown, PA 19404
Phone: (610) 275-4357
Fax: (610) 275-1357
E-mail: info@genesishousing.org E-mail
Website: http://www.genesishousing.org/ External Link

Germantown Settlement

Mission

To develop a community that is healthy and whole, to empower the residents of the Northwest Community, and to combat the problems of poverty.

Year of Origin

1884

Core Programs

Service Area

Germantown and Northwest community of Philadelphia

Contact Information

Germantown Settlement
5538 Wayne Avenue
Philadelphia, PA 19144
Phone: (215) 849-3105
Fax: (215) 843-7264
E-mail: gsfamily@germantown.org E-mail
Website: http://www.germantown.org/ External Link

Girard Coalition, Inc. (GCI)

Mission

The Girard Coalition, Inc. is committed to coordinating resources to support the revitalization of Girard Avenue in Philadelphia, including identifying resources for infrastructure improvements to foster economic growth, enhancing the commercial environment to strengthen existing businesses and attract additional amenities, and improving the quality of life in the surrounding residential neighborhoods

Year of Origin

2003

Core Programs

Service Area

Girard Avenue community from I-95 to the Philadelphia Zoo.

Contact Information

Girard Coalition, Inc.
704 W. Girard Avenue
Philadelphia, PA 19123
Phone: (215) 825-8822
Fax: (215) 825-8866
Website: http://www.girardcoalition.org/ External Link

Greater Philadelphia Hispanic Chamber of Commerce (GPHCC)

Mission

To develop, promote and advocate for Hispanic business in the Greater Philadelphia area while encouraging the advancement and economic growth of the Hispanic community.

Year of Origin

1990

Core Programs

Service Area

Greater Philadelphia Area

Contact Information

Greater Philadelphia Hispanic Chamber of Commerce
200 South Broad Street
Suite 700
Philadelphia, PA 19102
Phone: (215) 790-3723
Fax: (215) 790-3840
E-mail: gphcc@greaterphilachamber.com E-mail
Website: http://www.philahispanicchamber.org/ External Link

Greater Philadelphia Urban Affairs Coalition (GPUAC)

Mission

Unites government, business, neighborhoods, and individual initiative to improve the quality of life in the region, build wealth in urban communities, and solve emerging issues.

Year of Origin

1991

Core Programs

Service Area

Greater Philadelphia area

Contact Information

Greater Philadelphia Urban Affairs Coalition
1207 Chestnut St
7th Floor
Philadelphia, PA
Phone: (215) 851-0110
Fax: (215) 851-0514
Website: http://www.gpuac.org/ External Link

Habitat for Humanity Philadelphia

Mission

To help eliminate poverty housing by building simple, safe, decent, affordable, owner-occupied housing, for and in partnership with low and very low-income families.

Year of Origin

1985

Core Programs

Service Area

Greater Philadelphia Area

Contact Information

Habitat for Humanity Philadelphia
1829 North 19th Street
Philadelphia, PA 19121
Phone: (215) 765-6000
Fax: (215) 765-6002
E-mail: info@HabitatPhiladelphia.org E-mail
Website: http://www.habitatphiladelphia.org/ External Link

HELP Philadelphia

Mission

To build self-sufficiency among homeless and low-income families through the acquisition and/or enhancement of key skills necessary for independent living, such as personal self-esteem, parenting, employment, education, and health care.

Year of Origin

N/A

Core Programs

Service Area

Greater Philadelphia Area

Contact Information

HELP Philadelphia
4910 Wyalusing Ave.
Philadelphia, PA 19131
Phone: (215) 473-7451
Website: http://www3.villanova.edu/volunteering/agencies/HELP.htm External Link

HIAS & Council Migration Service of Philadelphia

Mission

To rescue, relocate and resettle Jews and peoples of all religion and nationalities who are fleeing persecution and discrimination. HIAS & Council Migration Service of Philadelphia strive to advance the fair treatment and protection of the rights of immigrants and refugees, and to educate the larger community about the positive economic, social and cultural contributions made by new Americans.

Year of Origin

1882

Core Programs

Service Area

Delaware Valley and Tri-State Region

Contact Information

HIAS & Council Migration Service of Philadelphia
2100 Arch Street
3rd Floor
Philadelphia, PA 19103
Phone: (215) 832-0900
Fax: (215) 832-0919
E-mail: info@hiaspa.org E-mail
Website: http://www.hiaspa.org/ External Link

Hispanic Association of Contractors & Enterprises (HACE)

Mission

HACE's mission is to combat community deterioration through economic development initiatives that address commercial revitalization, employment opportunities, the creation of safe affordable housing, and the provision of support services to meet the needs of community residents towards re-building the neighborhood's economic base.

Year of Origin

1982

Core Programs

Service Area

Philadelphia

Contact Information

Hispanic Association of Contractors & Enterprises
167 W. Allegheny Avenue
Philadelphia, PA 19140
Phone: (215) 426-8025
Website: http://www.hacecdc.org/ External Link

Homeownership Counseling Association of Delaware Valley

Mission

To promote the professional development and skill capacity of housing counselors.

Year of Origin

1996

Core Programs

Service Area

Delaware Valley

Contact Information

Homeownership Counseling Association of Delaware Valley
1315 Walnut Street
Suite 1610
Philadelphia, PA 19107
Phone: (215) 731-1723
E-mail: mailbox@hcadv.org E-mail
Website: http://www.hcadv.org/ External Link

Housing Alliance of Pennsylvania

Mission

To ensure that all Pennsylvanians, especially those with low incomes, have access to safe, decent and affordable homes.

Year of Origin

1985

Core Programs

Service Area

Statewide

Contact Information

Housing Alliance of Pennsylvania
2 South Easton Road
Glenside, PA 19038
Phone: (215) 576-7044
Fax: (215) 887-8638
E-mail: info@housingalliancepa.org E-mail
Website: http://www.housingalliancepa.org/ External Link

Housing Association of Delaware Valley

Mission

To secure decent housing for all people and the elimination of racism and discrimination in housing.

Year of Origin

1909

Core Programs

Service Area

Philadelphia and Chester counties

Contact Information

Housing Association of Delaware Valley
1528 Walnut Street
Ste. 1000
Philadelphia, PA 19102
Phone: (215) 545-6010
Fax: (215) 790-9132
E-mail: info@hadv.org E-mail
Website: http://www.hadv.org/ External Link

Housing Partnership of Chester County

Mission

To seek innovative ways to develop affordable housing for families of modest means who do not have the resources to qualify for conventional forms of financing in order to purchase a home.

Year of Origin

1989

Core Programs

Service Area

Chester County, PA

Contact Information

Housing Partnership of Chester County
41 W. Lancaster Ave
Downingtown, PA 19335
Phone: (610) 518-1522
E-mail: hpcc.info@verizon.net E-mail
Website: http://www.housingpartnershipcc.com/ External Link

Hunting Park Community Development Corporation (HPCDC)

Mission

To revitalize the surrounding community by providing quality educational, recreational, and community/social service programs and activities.

Year of Origin

1980

Core Programs

Service Area

Hunting Park neighborhood of eastern North Philadelphia

Contact Information

Hunting Park Community Development Corporation
3961 N. 9th Street
Philadelphia, PA 19140
Phone: (215) 226-2300
Fax: 215-226-2308

Impact Services Corporation

Mission

To empower people in need to attain the hope, motivation and skills necessary to reach their fullest human potential and highest level of personal and family self-sufficiency.

Year of Origin

1974

Core Programs

Service Area

Philadelphia, Bucks, Delaware, and Montgomery Counties with a special commitment to the Kensington Neighborhood of Philadelphia.

Contact Information

Impact Services Corporation
1952 E. Allegheny Avenue
Philadelphia, PA 19134
Phone: (215) 739-1600
Fax: (215) 739-3283
Website: http://www.impactservices.org/ External Link

Indian Valley Housing Corporation

Mission

To serve the housing needs of low-income households in Montgomery and Bucks counties, to educate the community about local housing needs, and to work with all sectors of the community in carrying out this mission.

Year of Origin

1990

Core Programs

Service Area

Montgomery and Bucks counties, PA

Contact Information

Indian Valley Housing Corporation
P.O. Box 64183
201 N Main St
Souderton, PA 18964
Phone: (215) 723-8750
E-mail: office@ivhc.org E-mail
Website: http://www.ivhousingcorp.org/ External Link

Inglis Housing Corporation

Mission

Inglis Foundation is the parent corporation of several entities, including the Inglis Housing Corporation, that provide programs and services designed to enable people with physical disabilities to enjoy life with the greatest amount of independence and mobility. Inglis works with people with physical disabilities to create and provide practical solutions so they may pursue their life goals.

Year of Origin

N/A

Core Programs

Service Area

Greater Delaware Valley

Contact Information

Inglis Housing Corporation
2600 Belmont Ave
Philadelphia, PA 19131
Phone: (215) 878-5600
Fax: (866) 246-4547
E-mail: customerservices@inglis.org E-mail
Website: http://www.inglis.org/community_housing.jsp External Link

Intercommunity Action, Inc. (Interac)

Mission

To provide exemplary services in the areas of behavioral health, developmental disabilities and aging, for the purpose of assisting people to achieve their maximum potential and enhancing their quality of life.

Year of Origin

1969

Core Programs

Service Area

Andorra, Roxborough, Manayunk, Wissahickon, East Falls and Nicetown neighborhoods of Northwest Philadelphia

Contact Information

Intercommunity Action, Inc.
6012 Ridge Avenue
Philadelphia, PA 19128
Phone: (215) 487-0914
Fax: (215) 487-3716
E-mail: administration@intercommunityaction.org E-mail
Website: http://www.intercommunityaction.org/ External Link

Intercultural Family Services, Inc. (IFSI)

Mission

Through culturally competent services, IFSI stabilizes, strengthens, and unites families and diverse communities using public and private partnerships.

Year of Origin

1979

Core Programs

Service Area

Greater Philadelphia area and in four other locations within the state of Pennsylvania

Contact Information

Intercultural Family Services, Inc.
4225 Chestnut Street
Philadelphia, PA 19104
Phone: (215) 386-1298
Fax: (215) 386-9348
E-mail: ifsi@ifsinc.org E-mail
Website: http://www.ifsinc.org/index.htm External Link

Interfaith Hospitality Network — Main Line (IHN-ML)

Mission

The Interfaith Hospitality Network — Main Line is committed to helping homeless families achieve lasting independence. IHN-ML believes that a person gets from the world what he or she gives to the world. IHN-ML has made the conscious decision to provide safe, temporary housing, meals and support services to homeless families.

Year of Origin

1986

Core Programs

Service Area

Chester, Delaware and Montgomery counties, PA

Contact Information

Interfaith Hospitality Network — Main Line
1449 Dekalb Street
Norristown, PA 19401
Phone: (610) 277-0977
Fax: (610) 277-9263
E-mail: info@ihncares.org E-mail
Website: http://ihncares.org/index.html External Link

Inter-Faith Housing Alliance

Mission

To serve God by providing charitable services to persons located in Montgomery County whose life situations have become unstable. These charitable services include homelessness prevention, temporary shelter, guidance in life skills, and assistance in locating appropriate housing opportunities, thus enabling families at risk to remain in or return to independent living.

Year of Origin

1982

Core Programs

Service Area

Montgomery County, PA

Contact Information

Inter-Faith Housing Alliance
P.O. Box 141
31 South Spring Garden Street
Ambler, PA 19002
Phone: (215) 628-2334
Fax: (215) 643-5194
E-mail: lbowman@i-fha.org E-mail
Website: http://www.i-fha.org/ External Link

Jefferson Square Community Development Corporation

Mission

Jefferson Square Community Development Corporation is a nonprofit dedicated to redefining the term "neighborhood" in Philadelphia.

Year of Origin

N/A

Core Programs

Service Area

Philadelphia

Contact Information

Jefferson Square Community Development Corporation
237 Tasker Street
Philadelphia, PA 19148
Phone: (215) 551-2000
Website: http://www.jeffersonsquare.org/ External Link

Korean Community Development Services Center (KCDSC)

Mission

To assist immigrants, refugees, and other low-income minority groups with cultural and language barriers in overcoming their barriers and adjusting to their new country.

Year of Origin

1983

Core Programs

Service Area

Greater Philadelphia with a focus on Philadelphia County

Contact Information

Korean Community Development Services Center
6055 N. 5th Street
Philadelphia, PA 19120
Phone: (215) 276-8830
Fax: (215) 224-8150
E-mail: jhy@koreancenter.org E-mail
Website: http://koreancenter.org/ External Link

Lenape Valley Foundation

Mission

Lenape Valley Foundation serves everyone in the community by joining with individuals as they define their needs. Lenape Valley Foundation offers service related to mental health, mental retardation, early intervention and substance abuse issues. Lenape provides individualized, culturally sensitive, compassionate care.

Year of Origin

1957 (approximately)

Core Programs

Service Area

Bucks County

Contact Information

Lenape Valley Foundation
500 N. West Street
Doylestown, PA 18901
Phone: (215) 345-5300
Website: http://www.lenapevf.org/index.html External Link

The Lighthouse Philadelphia

Mission

To provide educational, recreational and economic improvement programs to families and individuals to effect positive change and improve the quality of their lives.

Year of Origin

1893

Core Programs

Service Area

Kensington and North Philadelphia communities

Contact Information

The Lighthouse Philadelphia
152 W. Lehigh Ave.
Philadelphia, PA 19133
Phone: (215) 425-7800
Fax: (215) 425-6091
Website: http://www.lighthousephilly.org/ External Link

Ludlow Community Association of Philadelphia, Inc.

Mission

Provides low-income housing in the Ludlow area of Philadelphia.

Year of Origin

N/A

Core Programs

Service Area

Ludlow neighborhood of Philadelphia

Contact Information

Ludlow Community Association of Philadelphia, Inc.
1611 North 6th Street
Philadelphia, PA 19122
Phone: (215) 232-1615

Mayfair Community Development Corporation (MCDC)

Mission

The Mayfair Community Development Corporation (MCDC) is dedicated to promoting the Mayfair community as a "great place to live and work." It is the goal of the MCDC to develop and implement programs that encourage commercial and cultural partnerships, promote the education of the workforce, create employment opportunities, and provide social services to the senior population.

Year of Origin

N/A

Core Programs

Service Area

The core area is from Frankford Avenue to Roosevelt Boulevard, Robbins Avenue to Sheffield Avenue, and Frankford Avenue to the river between Cottman and Sheffield avenues. MCDC extends its service area from Frankford Avenue to Roosevelt Boulevard and Harbison Avenue to Rhawn Street.

Contact Information

Mayfair Community Development Corporation
2990 St. Vincent Street
Philadelphia, PA 19149
Phone: (215) 332-4414
Fax: (215) 332-4416
E-mail: Info@mayfaircdc.org E-mail
Website: http://www.mayfaircdc.org External Link

Montgomery County Community Action Development Commission

Mission

To mobilize the human and financial resources of Montgomery County by initiating, developing, and administering community and economic development programs designed to provide the tools needed to achieve self-sufficiency.

Year of Origin

N/A

Core Programs

Service Area

Montgomery County, PA

Contact Information

Montgomery County Community Action Development Commission
113 East Main Street
Norristown, PA 19401
Phone: (610) 277-6363
Fax: (610) 277-7399
E-mail: info@cadcom.org E-mail
Website: http://www.cadcom.org/ External Link

Mt. Airy, USA

Mission

To provide residents and area businesses with community development that is responsive to local needs.

Year of Origin

Established in 1980 under the name Mt. Airy Village Development Corporation.

Core Programs

Service Area

Mt. Airy, USA focuses on the area within postal zone 19119, which includes the area bounded by Stenton Avenue to the north, Lincoln Drive to the south, Cresheim Valley Drive to the east, and Washington Lane to the west.

Contact Information

Mt. Airy, USA
6703 Germantown Avenue
Suite 200
Philadelphia , PA 19119
Phone: (215) 844-6021
Fax: (215) 844-9167
E-mail: info@mtairyusa.org E-mail
Website: http://www.mtairyusa.org/ External Link

Mural Arts Program (MAP)

Mission

The Mural Arts Program works in partnership with communities, grassroots organizations, city agencies, schools, and philanthropies to achieve the following goals: develop sustainable partnerships with community organizations in order to create murals that reflect the community's culture, history, and vision, catalyze community development, neighborhood activism, and civic pride, foster youth development through experiential art education and mentorship with professional artists, support artists and artisans in sharing their talents and experiences with youth and communities in Philadelphia, and use the power of art and the mural design process as tools for community engagement, blight remediation, beautification, demonstration of civic pride, and prevention and rehabilitation of crime.

Year of Origin

1984

Core Programs

Service Area

Philadelphia

Contact Information

Mural Arts Program
Lincoln Financial Mural Arts Center at the Thomas Eakins House
1727-29 Mt. Vernon Street
Philadelphia, PA 19130
Phone: (215) 685-0750
Fax: (215) 685-0757
E-mail: info@muralarts.org E-mail
Website: http://www.muralarts.org/ External Link

Neighborhood Interfaith Movement

Mission

The Neighborhood Interfaith Movement (NIM) is a nonprofit, nonsectarian organization that has assisted children, families, and vulnerable and older adults. Acting in alliance with NIM's 53 Protestant, Catholic, Jewish, Unitarian, and Muslim congregations and faith institutions, volunteers and professionals work to fulfill NIM's mission "to build a more just and sensitive community through advocacy and service."

Year of Origin

1969 (began as the Northwest Interfaith Movement)

Core Programs

Service Area

Philadelphia

Contact Information

Neighborhood Interfaith Movement
7047 Germantown Avenue
Philadelphia, PA 19119
Phone: (215) 843-5600
Fax: (215) 843-2755
Website: http://nim-phila.org/ External Link

NeighborhoodsNow

Mission

NeighborhoodsNow contributes to the economic vitality of the city and the region by leading and developing partnerships that strengthen neighborhoods through revitalization programs and policy reform.

Year of Origin

2006 (based on earlier successful project started 10 years prior as the Philadelphia Neighborhood Development Collaborative (PNDC)).

Core Programs

Service Area

Philadelphia

Contact Information

NeighborhoodsNow
1211 Chestnut Street
Suite 310
Philadelphia, PA 19107
Phone: (215) 564-9470
Fax: (215) 564-9474
Website: http://www.neighborhoodsnowphila.org/ External Link

New Kensington Community Development Corporation

Mission

To work collaboratively with the community to enhance the physical environment, increase the economic vitality and improve the quality of life for everyone.

Year of Origin

1985

Core Programs

Service Area

Philadelphia

Contact Information

New Kensington Community Development Corporation
2515 Frankford Ave
Philadelphia, PA 19125
Phone: (215) 427-0350
Fax: (215) 427-1302
Website: http://www.nkcdc.org/ External Link

Norris Square Civic Association (NSCA)

Mission

The mission of Norris Square Civic Association (NSCA) is to empower Norris Square residents to improve their lives by becoming self-reliant and to build the community through the development and improvement of the physical, economic, social, cultural, and educational aspects of the neighborhood.

Year of Origin

1982

Core Programs

Service Area

Norris Square Neighborhood of Philadelphia

Contact Information

Norris Square Civic Association
149 W. Susquehanna Avenue
Philadelphia, PA 19122
Phone: (215) 426-8723
Fax: (215) 426-5822
Website: http://www.nscaphila.org/about%20us.html External Link

Northwest Counseling Services, Inc.

Mission

To provide real estate and housing counseling services to Philadelphia area residents.

Year of Origin

N/A

Core Programs

Service Area

Philadelphia

Contact Information

Northwest Counseling Services, Inc.
5001 North Broad Street
Philadelphia, Pa. 19141
Phone: (215) 324-7500
Fax: (215) 324-8753
E-mail: nwcs@erols.com E-mail
Website: http://www.nwcsonline.com/default.htm External Link

Octavia Hill Association, Inc.

Mission

To promote by education and active cooperation a higher public spirit and a better social order.

Year of Origin

1896

Core Programs

Service Area

Philadelphia

Contact Information

Octavia Hill Association, Inc.
Public Ledger Building, Suite 1025
150 S. Independence Mall West
Philadelphia, PA 19106
Phone: (215) 925-5862
Fax: (215) 925-2503
Website: http://www.octaviahill.com/ External Link

Office for Community Development- Archdiocese of Philadelphia

Mission

The Office of Community Development serves as a catalyst to promote neighborhood transformation in targeted disadvantaged communities of Philadelphia.

Year of Origin

2001

Core Programs

Service Area

Philadelphia, with a focus on the Kensington Section.

Contact Information

Office for Community Development- Archdiocese of Philadelphia
222 North 17th Street
Philadelphia, PA 19102
Phone: (215) 587-3589
E-mail: CHSweb@chs-adphila.org E-mail
Website: http://www.ocd-phl.org/index.html External Link

Ogontz Avenue Revitalization Corporation (OARC)

Mission

To create and stimulate economic development while improving the quality of life for residents in West Oak Lane and other neighborhoods throughout the Northwest section of Philadelphia.

Year of Origin

1983

Core Programs

Service Area

West Oak Lane and neighborhoods throughout the Northwest section of Philadelphia

Contact Information

Ogontz Avenue Revitalization Corporation
1536 Haines Street
Philadelphia, PA 19126
Phone: (215) 549-9462
Fax: (215) 549-2147
Website: http://www.ogontzave.org/home/ External Link

Opportunity Finance Network

Mission

To lead the opportunity finance system to scale through capital formation, policy, and capacity development.

Year of Origin

N/A

Core Programs

Service Area

Nationwide

Contact Information

Opportunity Finance Network
Public Ledger Building
620 Chestnut Street, Suite 572
Philadelphia, PA 19106
Phone: (215) 923-4754
Fax: (215) 923-4755
E-mail: info@opportunityfinance.net E-mail
Website: http://www.opportunityfinance.net/about/about.aspx External Link

Oxford Main Street, Inc.

Mission

To promote the promise of the Oxford Area with a focus on the Downtown Commercial Center through revitalization and economic development. Oxford Mainstreet's position is to preserve and promote the goodness, historic values, and economic turnaround of the Borough of Oxford by implementing a comprehensive plan of action developed through a process of public participation and consensus building.

Year of Origin

1999

Core Programs

Service Area

Oxford, PA

Contact Information

Oxford Main Street, Inc.
PO Box 315
23 South Third Street
Oxford, PA 19363
Phone: (610) 998.9494
Fax: (610) 998-0866
E-mail: OMI@zoominternet.net E-mail
Website: http://www.oxfordmainstreet.org/n_welcome.htm External Link

Parkside Historic Preservation Corporation

Mission

The Parkside Historic Preservation Corporation (PHPC) is a nonprofit community development corporation, specializing in historic preservation. PHPC spearheads the revitalization of West Philadelphia's historic Parkside neighborhood — listed on the National Register of Historic Places. PHPC also seeks to attract new investment to the community, and to create sustainable economic opportunities for area residents through affordable housing, construction-related and permanent employment, and delivery of human services.

Year of Origin

1983

Core Programs

Service Area

Parkside Neighborhood of Philadelphia

Contact Information

Parkside Historic Preservation Corporation
4220 Parkside Avenue
Philadelphia, PA 19104
Phone: (215) 473-4900
Fax: (215) 477-3374
Website: http://www.parksidehistoric.com//index.htm External Link

The Partnership CDC

Mission

The Partnership CDC is a nonprofit that focuses on affordable housing, job creation, and economic development in West Philadelphia.

Year of Origin

1992

Core Programs

Service Area

West Philadelphia

Contact Information

The Partnership CDC
4020 Market Street
Philadelphia, PA 19104
Phone: (215) 662-1612
Fax: (215) 662-1703
Website: http://www.thepartnershipcdc.org/ External Link

PathWaysPA

Mission

To help women, teens, children, and families achieve economic independence and family well-being.

Year of Origin

1978

Core Programs

Service Area

Greater Philadelphia

Contact Information

PathWaysPA
310 Amosland Road
Holmes, PA 19043
Phone: (610) 543-5022
Fax: (610) 543-1549
Website: http://www.pathwayspa.org External Link

Pennsylvania Home of the Sparrow

Mission

To provide housing and supportive services to homeless women who want to improve their lives and become self-sufficient.

Year of Origin

1994

Core Programs

Service Area

West Chester, PA

Contact Information

Pennsylvania Home of the Sparrow
969 East Swedesford Road
Exton, PA 19341
Phone: (610) 647-4940
E-mail: info@homeofthesparrow.org E-mail
Website: http://www.homeofthesparrow.org/ External Link

Pennsylvania Horticultural Society

Mission

The Pennsylvania Horticultural Society motivates people to improve the quality of life and create a sense of community through horticulture.

Year of Origin

1827

Core Programs

Service Area

Statewide

Contact Information

Pennsylvania Horticultural Society
100 N. 20th Street
5th Floor
Philadelphia, PA 19103-1495
Phone: (215) 988-8800
Website: http://www.pennsylvaniahorticulturalsociety.org/ External Link

Pennsylvania Small Business Development Centers (PA SBDC)

Mission

To grow the economy of Pennsylvania by providing entrepreneurs with the education, information, and tools necessary to build successful businesses.

Year of Origin

1980

Core Programs

Service Area

Pennsylvania

Contact Information

Pennsylvania Small Business Development Centers
University of Pennsylvania
The Wharton School
Vance Hall, 4th Floor
3733 Spruce Street
Philadelphia, PA 19104-6374
Phone: (215) 898-1219
Fax: (215) 573-2135
E-mail: pasbdc@wharton.upenn.edu E-mail
Website: http://www.pasbdc.org External Link

People's Emergency Center (PEC)

Mission

PEC believes in the equality, dignity and worth of every person and recognizes that homelessness and poverty require wide-ranging, comprehensive solutions. PEC works with community members, foundations, government agencies, and the business community to help ensure that families in need have access to the services, housing, income assistance, and education necessary for achieving and maintaining independence.

Year of Origin

1972

Core Programs

Service Area

West Philadelphia

Contact Information

People's Emergency Center
325 N. 39th Street
Philadelphia, PA 19104
Phone: (215) 382-7522
Fax: (215) 386-6290
E-mail: PEC@pec-cares.org E-mail
Website: http://www.pec-cares.org/ External Link

Philadelphia Association of Community Development Corporations (PACDC)

Mission

PACDC is dedicated to advocacy, policy development and technical assistance for community development corporations and other organizations in their efforts to rebuild communities and revitalize neighborhoods.

Year of Origin

1992

Core Programs

Service Area

Philadelphia

Contact Information

Philadelphia Association of Community Development Corporations
1315 Walnut Street
Suite 1600
Philadelphia, PA 19107
Phone: (215) 732-5829
Fax: (215) 732-5725
E-mail: info@pacdc.org E-mail
Website: http://www.pacdc.org/ External Link

Philadelphia Chinatown Development Corporation

Mission

To preserve, protect, and promote Chinatown as a viable ethnic, residential, and business community.

Year of Origin

1969

Core Programs

Service Area

Chinatown neighborhood of Philadelphia

Contact Information

Philadelphia Chinatown Development Corporation
301-305 North 9th Street
Philadelphia, PA 19107
Phone: (215) 922-2156
Fax: (215) 922-PCDC (7232)
E-mail: info@chinatown-pcdc.org E-mail
Website: http://www.chinatown-pcdc.org/ External Link

Philadelphia Council for Community Advancement (PCCA)

Mission

The Philadelphia Council for Community Advancement (PCCA) is a regional housing nonprofit that seeks to economically empower individuals and families through financial literacy education and comprehensive housing counseling, helping to strengthen families and communities.

Year of Origin

1962

Core Programs

Service Area

Greater Philadelphia

Contact Information

Philadelphia Council for Community Advancement
One Penn Center at Suburban Station
1617 JFK Blvd., Suite 1550
Philadelphia, PA 19103
Phone: (215) 567-7803
Website: http://pcca.verveinternet.com/ External Link

Philadelphia Interfaith Action (PIA)

Mission

An affiliate of the Industrial Areas Foundation, the PIA seeks to build organizations that create social change, making life, liberty, and the pursuit of happiness a reality for more and more Americans.

Year of Origin

Mid-1970's

Core Programs

Service Area

The PIA serves the Philadelphia area, while the IAF has affiliates nationwide.

Contact Information

Philadelphia Interfaith Action
4950-B Rising Sun Avenue
Philadelphia, PA 19120
Phone: (215) 329-8804
Fax: (215) 329-3971
E-mail: pia@industrialareasfoundation.org E-mail
Website: http://www.industrialareasfoundation.org External Link

Philadelphia Neighborhood Housing Services, Inc. (PNHS)

Mission

Philadelphia Neighborhood Housing Services (PNHS) is a private nonprofit organization with the vision of making homeownership affordable for under-served and distressed communities.

Year of Origin

1975

Core Programs

Service Area

Philadelphia

Contact Information

Philadelphia Neighborhood Housing Services, Inc.
5234 Chestnut Street
Philadelphia, PA 19139
Phone: (215) 476-4205
E-mail: info@phillynhs.org E-mail
Website: http://www.phillynhs.org/default.htm External Link

Philadelphia Unemployment Project

Mission

The Philadelphia Unemployment Project organizes the poor and unemployed to fight for economic justice, bringing diverse groups together to bring about major changes that benefit millions of unemployed and impoverished.

Year of Origin

1975

Core Programs

Service Area

Philadelphia

Contact Information

Philadelphia Unemployment Project
112 North Broad Street
11th Floor
Philadelphia, PA 19102-1510
Phone: (215) 557-0822
Fax: (215) 557-6981
Website: http://www.philaup.org/default.htm External Link

Philadelphia Workforce Development Corporation

Mission

The Philadelphia Workforce Development Corporation contributes to the growth of a strong regional economy by providing employers with a well-trained workforce.

Year of Origin

1982

Core Programs

Service Area

Philadelphia

Contact Information

Philadelphia Workforce Development Corporation
1617 John F. Kennedy Boulevard
13th Floor
Philadelphia, PA 19103-1813
Phone: (215) 963-2100
Fax: (215) 567-7171
Website: http://www.pwdc.org/ External Link

Project H.O.M.E.

Mission

The mission of the Project H.O.M.E. community is to empower adults, children, and families to break the cycle of homelessness and poverty, to alleviate the underlying causes of poverty, and to enable all to attain their fullest potential as individuals and as members of the broader society.

Year of Origin

1988

Core Programs

Service Area

Philadelphia

Contact Information

Project H.O.M.E.
1515 Fairmount Avenue
Philadelphia, PA 19130
Phone: (215) 232-7272
Fax: (215) 232-7277
Website: http://www.projecthome.org/ External Link

Providence Center

Mission

Formerly the parishes of St. Edward and St. Bonaventure, the former sisters serve the community of West Kensington through a variety of programs.

Year of Origin

1993

Core Programs

Service Area

West Kensington Section of Philadelphia

Contact Information

Providence Center
2635 N. 4th Street
Philadelphia, PA
Phone: (215) 739-7465
Website: http://www.shcj.org/american/ministries_providencecenter.html External Link

Public Interest Law Center of Philadelphia

Mission

The Public Interest Law Center of Philadelphia is dedicated to advancing the Constitutional promise of equal citizenship to all persons irrespective of race, ethnicity, national origin, disability, gender or poverty.

Year of Origin

1974

Core Programs

Service Area

Philadelphia

Contact Information

Public Interest Law Center of Philadelphia
125 S. Ninth Street
Suite 700
Philadelphia, PA 19107
Phone: (215) 627-7100
Fax: (215) 627-3183
Website: http://www.pilcop.org/ External Link

Rebuilding Together Philadelphia (RTP)

Mission

To prevent homelessness by partnering with the community to rehabilitate the homes of elderly, disabled, and low-income homeowners so that they may continue to live in warmth, safety, and independence.

Year of Origin

1988

Core Programs

Service Area

North, West and South Philadelphia, Coatesville in Chester County, Chester in Delaware County, and Norristown, Glenside, and Roslyn in Montgomery County.

Contact Information

Rebuilding Together Philadelphia
P.O. Box 42752
Philadelphia, PA 19101-2752
Phone: (215) 568-5044
Fax: (215) 885-9289
E-mail: director@rebuildingphilly.org E-mail
Website: http://www.rebuildingphilly.org/ External Link

Regional Housing Legal Services

Mission

Regional Housing Legal Services (RHLS) builds more self-sufficient communities by providing legal expertise and technical assistance services to nonprofit community-based organizations that develop affordable housing, stimulate neighborhood revitalization, and pursue economic development programs.

Year of Origin

1973

Core Programs

Service Area

Statewide with an office in Glenside.

Contact Information

Regional Housing Legal Services
2 South Easton Road
Glenside, PA 19038
Phone: (215) 572-7300
Fax: (215) 572-0262
Website: http://www.rhls.org/ External Link

Residential Living Options, Inc.

Mission

To assist people with disabilities and their families in the pursuit of self-determined housing by providing creative options, education and community collaborations.

Year of Origin

1996

Core Programs

Service Area

Southeastern PA (especially Chester and Delaware Counties)

Contact Information

Residential Living Options, Inc.
797 E. Lancaster Ave.
Suite 13
Downingtown, PA 19335
Phone: (610) 518-6242
Fax: (610) 518-6244
Website: http://www.residentiallivingoptions.org/index.html External Link

Resources for Human Development, Inc. (RHD)

Mission

To support the human creativity and concern for others that in turn leads to the best service possible. RHD believes that all human beings are of equal worth and RHD is committed to providing an atmosphere of empowerment, trust, and respect that reflects that belief.

Year of Origin

1970

Core Programs

Service Area

RHD provides an array of services in Pennsylvania, Connecticut, Delaware, Florida, Louisiana, Massachusetts, New Jersey, and North Carolina.

Contact Information

Resources for Human Development, Inc.
4700 Wissahickon Ave.
Suite 126
Philadelphia, PA 19144-4248
Phone: (215) 951-0300
Fax: (215) 849-7360
E-mail: info@rhd.org E-mail
Website: http://www.rhd.org/ External Link

Roxborough Development Corporation

Mission

To maintain Roxborough's beauty and promote community planning and development in a clean, attractive, safe community, while focusing on business services within the area.

Year of Origin

N/A

Core Programs

Service Area

Roxborough, Philadelphia

Contact Information

Roxborough Development Corporation
6148 Ridge Ave
Philadelphia, PA 19128
Phone: (215) 508-2358
Fax: (215) 508-0701
Website: http://www.roxborough.us/ External Link

Society Created to Reduce Urban Blight (SCRUB)

Mission

The Society Created to Reduce Urban Blight believes citizens are the best hope for improving Philadelphia and that all residents, regardless of income, education, or neighborhood should benefit from laws protecting the visual environment and quality of life.

Year of Origin

1990

Core Programs

Service Area

Philadelphia

Contact Information

Society Created to Reduce Urban Blight
1315 Walnut Street
Suite 1605
Philadelphia, PA 19107
Phone: (215) 731-1796
E-mail: scrub@urbanblight.org E-mail
Website: http://www.urbanblight.org/ External Link

Solutions for Progress, Inc.

Mission

Working to build a sustainable, democratic world, Solutions for Progress is a progressive public policy technology company providing services that directly assist low- and middle-income families to obtain public benefits easily and with dignity.

Year of Origin

N/A

Core Programs

Service Area

Pennsylvania, Ohio, Arkansas, and Miami, FL

Contact Information

Solutions for Progress, Inc.
728 South Broad Street
Philadelphia, PA 19146
Phone: (215) 701-6101
E-mail: contactus@solutionsforprogress.com E-mail
Website: http://www.solutionsforprogress.com/ External Link

Southwest Community Development Corporation

Mission

To combat the home energy and housing problems that face low-income residents in the neighborhood of Southwest Philadelphia.

Year of Origin

1986

Core Programs

Service Area

Southwest Philadelphia

Contact Information

Southwest Community Development Corporation
6328 Paschall Ave
Philadelphia, PA 19142
Phone: (215) 729-0800
Fax: (215) 726-5719
Website: http://www.southwestcdc.org/ External Link

Sunrise Community Development Corporation (Sunrise CDC)

Mission

To revitalize the community and improve the quality of life for children, youth, families and seniors living in the community by providing, affordable housing, quality services, and quality economic development.

Year of Origin

N/A

Core Programs

Service Area

Hunting Park Section of Philadelphia

Contact Information

Sunrise Community Development Corporation
3949 N. Broad Street
Philadelphia, PA 19140
Phone: (215) 225-9966
Fax: (215) 225-5058
Website: http://www.sunrisecdc.org/ External Link

The Doe Fund, Inc. Ready, Willing & Able

Mission

Inspired by the notion that helping the homeless involves more than just giving them a handout, The Doe Fund philosophy is based on the premise that work works. It believes in the power of a paid job.

Year of Origin

1990

Core Programs

Service Area

Philadelphia

Contact Information

The Doe Fund, Inc. Ready, Willing & Able
1211 Bainbridge Street
Philadelphia, PA 19147
Phone: (215) 732-3781
Fax: (215) 732-7441
Website: http://www.rwaphilly.org/default.cfm External Link

The Enterprise Center

Mission

Seeks to better position minority enterprises to compete in the local, regional, and global economies.

Year of Origin

1989

Core Programs

Service Area

Philadelphia

Contact Information

The Enterprise Center
4548 Market Street
Philadelphia, Pennsylvania, 19139
Phone: (215) 895-4000
Fax: (215)895-4001
Website: http://www.theenterprisecenter.com/ External Link

The Philadelphia Veterans Multi-Service & Education Center, Inc.

Mission

To provide employment, training, and related educational services to all facets of the community, especially veterans, regardless of their station in life. Also, to provide social and human services counseling and referrals to less fortunate clients experiencing barriers in finding their way back into the mainstream of society.

Year of Origin

1980

Core Programs

Service Area

Philadelphia and the Tri-State Region

Contact Information

The Philadelphia Veterans Multi-Service & Education Center, Inc.
213-217 N. 4th Street
Philadelphia, PA 19106
Phone: (215) 923-VETS
Fax: (215) 925-8460
Website: http://www.pvmsec.org/index.html External Link

Transitional Journey Ministry

Mission

To assist participants to reach their highest educational and vocational potential.

Year of Origin

N/A

Core Programs

Service Area

Philadelphia

Contact Information

Transitional Journey Ministry
2700 N. 12th Street
Philadelphia, PA 19132
Phone: (215) 229-3890
Fax: (215) 215-229-2710

United Communities Community Development Corporation

Mission

The mission of the United Communities Community Development Corporation and Neighborhood Advisory Committee is to develop and carry out strategies for neighborhood revitalization and to encourage home ownership.

Year of Origin

N/A

Core Programs

Service Area

Philadelphia

Contact Information

United Communities Community Development Corporation and Neighborhood Advisory Committee
2029 South 8th Street
Philadelphia, PA 19148
Phone: (215) 467-8700 ext. 17
Fax: (215) 468-5573
E-mail: barbaramcduffie@ucsep.org E-mail
Website: http://www.ucsep.org/docs/NACBrochure.pdf External Link

United Communities Southeast Philadelphia

Mission

To work in partnership with the various communities for social and economic justice and to foster harmony for building self-sustaining communities.

Year of Origin

1969

Core Programs

Service Area

Southeast Philadelphia

Contact Information

United Communities Southeast Philadelphia
Houston Community Center
2029 S. 8th Street
Philadelphia, PA 19148
Phone: (215) 468-6111
Fax: (215) 468-5573
Website: http://www.ucsep.org/about_us.html External Link

Universal Companies

Mission

To create educational, cultural and entrepreneurial opportunities that will stimulate the development of wealth within historically disenfranchised communities. To accomplish this, Universal Companies focuses on the identification and removal of systemic barriers to wealth creation within urban settings.

Year of Origin

1993

Core Programs

Service Area

South Philadelphia

Contact Information

Universal Companies
800 South 15th Street
Philadelphia, PA 19146
Phone: (215) 732-6518
Fax: (215) 732-6519
Website: http://www.universalcompanies.org/ External Link

University City District

Mission

University City District builds effective partnerships to maintain a clean and safe environment and to promote, plan and advocate for University City's diverse, urban community.

Year of Origin

1997

Core Programs

Service Area

University City, Philadelphia

Contact Information

University City District
3940-42 Chestnut Street
Philadelphia, PA 19104
Phone: (215) 243-0555
Fax: (215) 243-0557
E-mail: ucd@ucityphila.org E-mail
Website: http://www.ucityphila.org/ External Link

Willow Grove Community Development Corporation (WGCDC)

Mission

WGCDC is committed to providing safe, clean, well maintained, affordable housing for families living between 50% and 80% of median income.

Year of Origin

1990

Core Programs

Service Area

Willow Grove, PA

Contact Information

Willow Grove Community Development Corporation
P.O. Box 1097
Willow Grove, PA 19090-0797
Phone: (215) 657-3340
Fax: (215) 657-1664
E-mail: rev@willowgrovecdc.org E-mail
Website: http://www.willowgrovecdc.org/index.html External Link

Women United Together Transitional Housing

Mission

Women United Together (WUT) provides transitional housing in West Philadelphia to single women, including women coming from shelters, recent offenders, and those at-risk due to domestic violence.

Year of Origin

N/A

Core Programs

Service Area

Philadelphia

Contact Information

Women United Together Transitional Housing
900 North 41st Street
Philadelphia, PA 19104
Phone: (215) 662-0607
E-mail: B.Williams@womenunitedtogether.net E-mail
Website: http://oneneighborhood.org/agency/women-united-together-transitional-housing External Link

Women's Business Development Center

Mission

To foster economic development, advance small business initiatives, and create and retain jobs in low-and moderate-income areas. While the center is dedicated to the economic empowerment of women, the services are open to all individuals.

Year of Origin

1995

Core Programs

Service Area

Greater Philadelphia

Contact Information

Women's Business Development Center
1315 Walnut Street
Suite 1116
Philadelphia, PA 19107-4711
Phone: (215) 790-9232
Fax: (215) 790-9231
E-mail: info@womensbdc.org E-mail
Website: http://www.womensbdc.org/ External Link

Women's Community Revitalization Project (WCRP)

Mission

The Women's Community Revitalization Project (WCRP) is committed to social and economic justice for low-income women and their families. WCRP develops housing and neighborhood facilities; provides supportive services; advocates for policy change; and honors leadership, dignity, and equity in their communities.

Year of Origin

1988

Core Programs

Service Area

Philadelphia

Contact Information

Women's Community Revitalization Project
407 Fairmont Avenue
Philadelphia, PA 19123
Phone: (215) 627-5550
Fax: (215) 627-6766
Website: http://wcrpphila.com/ External Link

Women's Opportunity Resource Center

Mission

To promote social and economic self-sufficiency primarily for economically disadvantaged women and their families.

Year of Origin

N/A

Core Programs

Service Area

Philadelphia

Contact Information

Women's Opportunity Resource Center
2010 Chestnut Street
Philadelphia, PA 19103
Phone: (215) 564-5500
Fax: (215) 564-0933
E-mail: info@worc-pa.com E-mail
Website: http://www.worc-pa.com/ External Link

Bridge of Hope - Lancaster and Chester Counties

Mission

To end and prevent homelessness for women and children with the help of trained mentoring teams within congregations.

Year of Origin

1988

Core Programs

Service Area

Lancaster and Chester counties

Contact Information

Bridge of Hope - Lancaster and Chester Counties
822 Marietta Avenue Suite 20
West End Medical Building, 2nd Floor
Lancaster, PA 17603
Phone: (717) 394-7707
Fax: (717) 394-6964
E-mail: info@bridgeofhopelcc.org E-mail
Website: http://www.bridgeofhopelcc.org External Link

Christ's Home for Children

Mission

To serve needy or neglected children and youth by providing a stable, caring home built on biblical principles while meeting their educational, medical, emotional, and social needs.

Year of Origin

1903 (The branch in Paradise, Lancaster County was founded in 1936.)

Core Programs

Service Area

Southeastern and central Pennsylvania through facilities located in Bucks and Lancaster counties

Contact Information

Christ's Home for Children
P.O. Box 308
Paradise, PA 17562
Phone: (717) 687-6072
Fax: (717) 687-6228
Website: http://www.christshomeforchildren.org/ External Link

Lutheran Children & Family Service (LCFS) Refugee Resettlement Program

Mission

The LCFS Refugee Resettlement Program is a local affiliate of the national Lutheran Immigration and Refugee Service, which assists refugees and asylees through a cooperative agreement with the U.S. Department of State.

Year of Origin

N/A

Core Programs

Service Area

Central and Southeastern Pennsylvania

Contact Information

Lutheran Children and Family Service Refugee Resettlement Program
Southeast PA
231 N. 63rd Street
Philadelphia, PA 19139
Phone: (215) 747-7500
Fax: (215) 747-7707
Website: http://lcfsrefugees.blogs.com External Link

Community First Fund

Mission

The Community First Fund creates economic growth for its communities by providing equitable financial services, technical knowledge, and advocacy for its customers.

Year of Origin

1992 (Originally called the Susquehanna Valley Community Development Loan Fund)

Core Programs

Service Area

13-county area in central Pennsylvania (Adams, Berks, Chester, Cumberland, Dauphin, Franklin, Lancaster, Lebanon, Lehigh, Montgomery, Northampton, Perry, York)

Contact Information

Community First Fund
P.O. Box 524
Lancaster, PA 17608-0524
Phone: (717) 393-2351
Fax: (717) 393-1757
E-mail: info@commfirstfund.org E-mail
Website: http://www.commfirstfund.org External Link

Logan CDC

Mission

To enhance the quality of life for Logan residents and businesses through transformative community and economic development.

Year of Origin

Logan CDC has been serving the community in its current form since 2008. Its predecessor, Logan Assistance Corporation (LAC), served the Logan community from 1987 to 2004.

Core Programs

Service Area

Select zip codes in Philadelphia (19120, 19140, and 19141)

Contact Information

Logan CDC
5201 Old York Road
Suite 102
Philadelphia, PA 19141
Phone: (215) 302-1604
Fax: (215) 302-7304
E-mail: info@logancdc.org E-mail
Website: http://www.logancdc.org/ External Link

Bucks County Housing Group, Inc.

Mission

To advance the interests of people with low and moderate income and people in crisis by providing affordable housing and related social services.

Year of Origin

1979

Core Programs

Service Area

Bucks County, PA

Contact Information

Bucks County Housing Group, Inc.
2324 Second Street Pike
Suite 17
Wrightstown, PA
Phone: (215) 598-3566
Fax: (215) 598-9812
E-mail: info@bchg.org E-mail
Website: http://www.bchg.org/ External Link

Community Profiles

Funding Sources

There are public funds to support affordable housing, social service, economic development, and community revitalization initiatives at the national, state, and local levels. This support can be in the form of a grant, loan, or loan guarantee. The information in this section was obtained directly from the websites of the organizations that administer the programs. Contact each organization for specific information about the programs and services it offers.

Go to the main page of the Philadelphia, PA MD.

Philadelphia, PA MD Funding Sources

Ben Franklin Technology Partners/Southeast Pennsylvania (BFTP/SEP)

BFTP/SEP invests in enterprises and creates commercialization pathways that generate wealth through science and technology. Part of a statewide network in Pennsylvania, BFTP/SEP provides entrepreneurs and established businesses with the capital, knowledge and networks to compete in the global marketplace. For example, BFTP/SEP's investment group provides early stage capital, validating the entrepreneur's vision and attracting other investment sources.

Additional information is available through Ben Franklin Technology Partners/Southeast Pennsylvania's website.External Link

Bucks County Department of Community Services

The Bucks County Department of Community Services administers federal, state, and county housing and economic development programs. Programs include the CDBG program, the HOME program, the Housing Trust Fund program, the Housing Rehabilitation program, Brownfields for Housing program, the Emergency Shelter Grant program, and the Continuum of Care Homeless Assistance program. The department also offers five economic development loan programs.

Additional information is available through the Bucks County Department of Community Services' website. External Link

Chester County Department of Housing and Community Development

The Chester County Department of Housing and Community Development administers federal, state, and county funds to address affordable housing needs, homeless assistance, community and economic development, job training and career services. This funding supports a variety of initiatives including housing development, housing rehabilitation, and first-time homebuyers' programs. The Department also provides access to several economic development funding sources including the Community First Fund Business Loan Program and HUD's Brownfields Economic Development Initiative.

Additional information is available through the Chester County Department of Housing and Community Development's website. External Link

Chester County Economic Development Council (CCEDC)

The purpose of CCEDC is to foster economic development in Chester County and to meet the needs of businesses within the county. CCEDC's portfolio of business growth services includes: low-interest financing, small business lending, workforce training, retention and expansion, customized international business assistance, land and building site selection, brownfields consultation and remediation, urban redevelopment, and agricultural economic development.

CCEDC loan programs are structured to primarily fund fixed assets (land, building, and equipment) with limited working capital assistance. Programs include: Small Business First Fund Loan program; Small Business Administration 504 program (SBA 504); bond & mortgage financing; Next Generation Farmer Loan Program; Machinery and Equipment Loan Fund.

Additional information is available through the CCEDC's website. External Link

Chester Microenterprise Partnership (CMP)

Chester Microenterprise Partnership (CMP) was created to foster the start-up and growth of microenterprises and small businesses in the city of Chester. CMP offers an array of business development services. CMP has formed partnerships with other local organizations to further broaden the support network for its programs and services.

Additional information is available through Chester Microenterprise Partnership's website. External Link

Community First Fund

Community First Fund provides loans and technical assistance to small-business owners, affordable housing developers, and community groups and development initiatives in underserved communities in its 13-county service area in central Pennsylvania.

Information about the loan programs and other assistance offered by the Community First Fund is available through its website. External Link

Delaware County Office of Housing and Community Development

The mission of the Office of Housing and Community Development (OHCD) is to promote sound housing and community development in Delaware County with the use of federal, state and local resources. OHCD is responsible for the planning, administration, and oversight of three federal programs: the Community Development Block Grant (CDBG), the HOME Investment Partnerships/American Dream Down Payment (HOME/ADDI) and Emergency Shelter Grants (ESG) Programs. The office is responsible for the oversight of state revitalization initiatives funded through the Department of Community and Economic Development, including the Pennsylvania Access and Brownfields for Housing Programs. In addition, OHCD administers the County's Affordable Housing Fund, Revitalization program, and Open Space Funding program.

Additional information is available through the Delaware County Office of Housing and Community Development's website. External Link

Montgomery County Department of Housing and Community Development

The Department of Housing & Community Development administers federal, state, and local funding for programs related to housing, economic and community development in Montgomery County. The Department's programs include: the Community Development Block Grant (CDBG), the HOME Investment Partnerships Program, and the Emergency Shelter Grants (ESG) Program. The Department has also been able to leverage project-based funding from the Pennsylvania Housing Finance Agency (PHFA) for six affordable housing developments since 1997. In addition, the Department provides access to the county's Affordable Housing Trust Fund.

Additional information is available through the Montgomery County Department of Housing and Community Development's website. External Link

North Philadelphia Financial Partnership (NPFP)

The North Philadelphia Financial Partnership (NPFP) operates as a community lending institution that promotes economic development growth within the North Central Philadelphia Empowerment Zone (NCEZ). NPFP provides loans and financial and technical assistance to businesses locating in the North Philadelphia community.

Information about the loans and services offered by NPFP is available through its website.External Link

Philadelphia Commercial Development Corporation (PCDC)

PCDC is a quasi-public, nonprofit economic development corporation designed to promote, enhance and create entrepreneurial and community economic development in areas of the City of Philadelphia. PCDC works to revitalize neighborhoods and assists small businesses through financing, business development services, and advocacy.  PCDC offers a variety of business loan programs. The PCDC also operates the Small Business Support Center to stimulate the creation of new jobs and promote revitalization of economically distressed areas.

Additional information on PCDC, its loan programs, and services is available through its website. External Link

Philadelphia Department of Commerce

The Philadelphia Department of Commerce is the umbrella organization for all economic development activity in the city of Philadelphia.  The department leads efforts to develop business-friendly strategies to help both small businesses and major corporations in Philadelphia thrive. The department also offers a comprehensive neighborhood-based economic development program to encourage neighborhood revitalization, increase the level of economic investment in Philadelphia's neighborhoods, create neighborhood jobs and improve the quality of life in underserved areas.

The department coordinates the work of related agencies, including the Philadelphia Industrial Development Corporation (PIDC) and the Redevelopment Authority (RDA).

Additional information about the programs and services offered by the Department of Commerce is available through its website. External Link

Philadelphia Development Partnership (PDP)

The Philadelphia Development Partnership provides small-business owners and entrepreneurs with the support and tools that they need, including: small loans, access to other credit and capital sources, training and technical assistance, and a network of peers, service providers, consultants, and potential customers.

Community Capital Works, PDP's affiliated lending corporation, provides loans and micro equity investments to qualified micro-entrepreneurs.

Additional information about the programs and services offered by PDP, and its affiliate lending corporation Community Capital Works, is available through its website. External Link

Philadelphia Housing Development Corporation (PHDC)

Philadelphia Housing Development Corporation develops new and rehabilitates existing housing for low- and moderate-income families in the city of Philadelphia through joint ventures with community development corporations (CDCs). PHDC provides basic system repairs and weatherization services to current homeowners and directs rehabilitation of vacant homes. PHDC also creates job-training opportunities and effects placement of neighborhood residents in projects through proposals, contracts and joint ventures.

Additional information on PHDC's programs is available through its website. External Link

Philadelphia Industrial Development Corporation (PIDC)

PIDC plans and implements economic development initiatives which enhance the competitive environment, generate jobs and produce higher tax ratables throughout the city of Philadelphia. PIDC offers a variety of loan programs, largely funded by federal, state and local government sources. Although specific terms and conditions vary, most loan programs offer subordinated financing and below-market rates that are intended to encourage investment in Philadelphia.

Additional information on PIDC's loan programs is available through its website. External Link

Philadelphia Local Initiatives Support Corporation (LISC)

Philadelphia LISC is a local program of the Local Initiatives Support Corporation (LISC), a national nonprofit community development organization. Philadelphia LISC is dedicated to improving whole neighborhoods in Philadelphia by supporting community development corporations with funding, technical assistance, and advocacy.

Additional information on Philadelphia LISC's programs and services is available through its website. External Link

Philadelphia Office of Housing and Community Development (OHCD)

The Philadelphia Office of Housing and Community Development (OHDC) offers programs and services that support housing development in the city of Philadelphia.

Additional information about the programs and services offered by OHCD is available through its website. External Link

Redevelopment Authority of the City of Philadelphia (RDA)

The Redevelopment Authority administers various bond-financed housing programs for single-family home-ownership, home improvement, multifamily rental and special needs projects.  In addition, it administers housing production activities funded under the Community Development Block Grant, HOME and McKinney Act programs, on behalf of the city.

Information about the financing products available through the Redevelopment Authority is available on its website. External Link

The William Penn Foundation

The William Penn Foundation is dedicated to improving the quality of life in the Greater Philadelphia region through efforts that foster rich cultural expression, strengthen children's futures, and deepen connections to nature and community. Grants are available in three areas: arts & culture; children, youth & families; and environment and communities.

Additional information about the grants provided by the William Penn Foundation is available through its website. External Link

United Way

There are several United Way chapters serving the Philadelphia Metropolitan Division Information is available on their websites:

North Penn United Way External Link

United Way of Bucks County External Link

United Way of Chester County External Link

United Way of Southeast Delaware County External Link

United Way of Southeastern Pennsylvania External Link

E-Mail Notification

Find out when information for community development publications and events is released.

Contact Us

Federal Reserve Bank of Philadelphia
Community Development Studies and Education Department
Ten Independence Mall
Philadelphia, PA 19106-1574

(215) 574-6458 – phone
(215) 574-2512 – fax
info.communitydevelopment
@phil.frb.org

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